Commercial Vehicle Finance

Ambulance and Patient Transport Vehicle Finance for a Private Provider

£310,000 · 5 years · 6.85% fixed. A private patient transport company had won an NHS non-emergency patient transport contract covering three hospital trusts.

Category
Commercial Vehicle Finance
Loan Amount
£310,000
Rate
6.85% fixed

The Client

Private patient transport company

The Challenge

A private patient transport company had won an NHS non-emergency patient transport contract covering three hospital trusts. The contract required six additional wheelchair-accessible vehicles and two bariatric ambulances. The NHS contract was for three years with a two-year extension option. Specialist vehicle finance was needed.

Our Solution

Doulton arranged hire purchase for all eight vehicles, with the NHS patient transport contract as the primary income evidence. The vehicles - purpose-built with specialist access equipment - were assessed on their specialist resale market, which the lender confirmed was active. The NHS contract covenant was rated highly.

The Outcome

All eight vehicles delivered and operational before the contract commencement date. NHS contract being fulfilled without capacity issues. The company has since been invited to tender for a further contract covering two additional hospital trusts. Key highlights: NHS contract covenant - strong counterparty quality; Specialist vehicle resale market confirmed as active by lender; Further NHS contract tender invitation - fleet investment justified.

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