Horsebox Finance for a Professional Equine Transporter
£95,000 · 5 years · 7.50% fixed. A professional equine transporter who moved competition horses to events across the UK and Europe needed to upgrade to a larger eight-horse lorry.
The Client
Professional equine transporter moving competition horses across the UK and Europe
The Challenge
A professional equine transporter who moved competition horses to events across the UK and Europe needed to upgrade to a larger eight-horse lorry. Her existing four-horse lorry was limiting contract capacity. The new vehicle - a new 8-horse lorry with living accommodation - cost £92,000. As a sole trader in a niche sector, standard commercial vehicle lenders often declined.
Our Solution
Doulton placed the hire purchase with a specialist equestrian asset finance lender, treating the horsebox as a commercial vehicle with an active specialist resale market. The transporter's client list - including several professional yards and event riders - was provided as evidence of the business's income base.
The Outcome
New horsebox purchased and operational. Capacity to transport eight horses per trip doubled the business's per-journey revenue potential. Year one revenue increased by 34% as the transporter could accept contracts previously turned down due to capacity. Key highlights: Specialist equestrian vehicle lender - horsebox resale market; Professional client list evidenced income base; Revenue increased 34% in year one - capacity doubled per journey.
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