Plant & Machinery Finance

Tipper Truck Fleet Finance for a Groundworks Business in the Midlands

£320,000 · 4 years · 7.20% fixed. A groundworks company in the Midlands was expanding its tipper fleet from three to seven vehicles following a major highways contract award.

Category
Plant & Machinery Finance
Loan Amount
£320,000
Rate
7.20% fixed

The Client

Groundworks company in the Midlands

The Challenge

A groundworks company in the Midlands was expanding its tipper fleet from three to seven vehicles following a major highways contract award. Purchasing four additional tippers outright would have depleted working capital at a critical growth stage. A finance lease would preserve capital while securing the vehicles.

Our Solution

Doulton arranged a finance lease across all four tippers under a single facility. The lease structure allowed the VAT to be reclaimed by the business, improving the effective cost. End-of-term options included purchase at nominal value or renewal. The highways contract award supported the lending decision.

The Outcome

Four tippers deployed within two weeks of finance completing. Highways contract fulfilled without capacity issues. The business subsequently won a second highways contract, partly on the strength of its demonstrated fleet capacity. Key highlights: Finance lease preserved working capital at critical growth stage; VAT reclaimable - effective cost improved; Second highways contract won on strength of demonstrated fleet.

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