Arkle Finance - Charter Vessel Business Finance Overview
Arkle Finance is a key lender on the Doulton Bridging Finance panel for charter vessel business and fleet finance. Their hp/lease structures are designed for commercial charter operators - yacht charter fleets, RIB charter businesses, speedboat hire, fishing charter, dive charter, motor launch charter, and sailing charter operations across the UK.
For October 2026, Arkle is offering rates from 7–12% on charter vessel business finance, with facilities from £30k–£750k, maximum LTV of 75%, and terms up to 7yr. These are indicative rates - final terms are subject to underwriting and your specific circumstances.
Charter vessel business finance differs fundamentally from leisure marine finance. Lenders assess applications on the revenue-generating capacity of the charter business, charter contracts, booking data, and DSCR - not on personal income. Doulton Bridging Finance specialises in presenting charter business cases to lenders in a way that maximises approval rates and negotiates the best possible terms.
Arkle Finance Charter Vessel Business Finance Rates - October 2026
| Product | Rate | Facility Amount | Max LTV | Max Term |
|---|---|---|---|---|
| HP/Lease | 7–12% | £30k–£750k | 75% | 7yr |
Rates correct October 2026. Indicative only - final rate subject to credit and underwriting assessment. Representative examples available on request.
Strengths of Arkle for Charter Vessel Finance
- Strong mid-market option with competitive 7% entry rate for established charter businesses
- Responsive decision-making - typically 3–5 working days for charter vessel applications
- Both HP and operating lease available - flexibility on structure to suit the operator's tax position
- Experienced in niche commercial craft including charter and passenger-carrying vessels
Limitations to Consider
- Maximum £750k limits applicability for larger fleet transactions
- Maximum 75% LTV - lower than Close Brothers, Lombard, Hampshire Trust, and NatWest
- Less capacity than larger panel lenders for very complex fleet structures
Is Arkle Right for My Charter Vessel Finance?
A strong choice for mid-market charter operators - typically 1–4 vessels, facility £30k–£750k, seeking HP or lease finance with a competitive rate and responsive service. Arkle works well as a comparison option alongside Close Brothers, with their faster turnaround sometimes proving decisive.
If you are unsure whether Arkle is the right fit for your charter vessel finance, our team at Doulton Bridging Finance will assess your case and identify the most appropriate lender or combination of lenders. We work across the full charter vessel panel simultaneously to ensure you get the best available terms.
Compare All Charter Vessel Business Lenders
We work with nine specialist lenders for charter vessel business and fleet finance. View the full comparison:
- Close Brothers - 7–11%, £50k–£3m, 80% LTV
- Lombard - 6–10.5%, £500k+, 80% LTV
- Shawbrook - 7.5–13%, £75k–£1m, 75% LTV
- Nucleus - 8–15%, £25k–£500k, 70% LTV
- Hampshire Trust - 7.5–12.5%, £150k–£2m, 80% LTV
- Paragon - 7–12%, £75k–£1.5m, 75% LTV
- Ultimate Finance - 8–14%, £25k–£500k, 70% LTV
- NatWest - 5.5–9.5%, £500k+, 80% LTV
- Arkle Finance - 7–12%, £30k–£750k, 75% LTV
Or see our best charter vessel business finance rates comparison page.