Bridging Finance

Cohort Capital Bridging Loans

Access Cohort Capital's short-term secured lending through Doulton. Rapid funding, flexible criteria, and competitive pricing across residential and commercial property.

Short-Term Secured Lending

Cohort Capital bridging loans through Doulton

Cohort Capital has established itself as a reliable short-term secured lender in the UK bridging market. With a focus on speed, flexibility, and pragmatic underwriting, they deliver funding solutions for borrowers who need certainty and efficiency in their property transactions.

As an experienced bridging finance broker, Doulton has a direct relationship with Cohort Capital's underwriting team. We search across 130+ lenders including Cohort Capital to find your best deal, ensuring you get the most competitive terms available for your specific circumstances.

Key Features

What Cohort Capital offers

Rapid Funding Turnaround

Cohort Capital specialises in getting deals done quickly. Their efficient processes and empowered underwriting team can deliver funding in tight timescales when speed is critical to your transaction.

Flexible Lending Criteria

Unlike rigid high street lenders, Cohort Capital takes a common-sense approach to underwriting. They consider each case on its merits, making them well suited to borrowers with non-standard circumstances.

Secured Against Property

All Cohort Capital bridging loans are secured against UK property. They accept residential, commercial, and mixed-use assets as security, giving borrowers a wide range of options.

Competitive Short-Term Rates

Cohort Capital offers attractive pricing on short-term facilities, particularly for lower-risk deals with strong security and clear exit strategies. Rates are tailored to each individual case.

First and Second Charge

Whether you need a first charge bridge or a second charge facility behind existing lending, Cohort Capital can structure the loan to work alongside your current financial arrangements.

Clear Exit Strategy Focus

Cohort Capital places strong emphasis on viable exit strategies. Whether your exit is a sale, refinance, or planning gain, their team works with you to ensure the repayment route is robust.

Why Use a Broker

The advantage of going through Doulton

While Cohort Capital is an excellent lender, they are just one option in a market of over 130 specialist bridging providers. By working with Doulton, you gain access to the entire market - not just a single lender's products. We compare Cohort Capital's terms against every other lender to make sure you are getting the best deal.

Our established relationship with Cohort Capital means we can often negotiate better terms than you would receive going direct. We understand their criteria inside out, which means fewer delays, fewer declines, and faster completions. If Cohort Capital is not the right fit, we will tell you - and place your case with a lender that is.

Get a Quote

Looking for a Cohort Capital bridging loan?

We search across 130+ lenders including Cohort Capital to find your best deal. Get an indicative quote within hours.

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FAQs

Frequently asked questions

Can I apply to Cohort Capital directly or do I need a broker?

Most specialist bridging lenders including Cohort Capital prefer intermediated business and either do not accept direct applications or reserve their best pricing for broker-introduced cases. Going through a whole-of-market broker like Doulton means your application is placed on the right desk, structured the way the underwriter wants to see it, and benchmarked against 130+ alternative lenders before you commit.

How does Cohort Capital compare with other bridging lenders?

No single lender is the cheapest or fastest on every case. Cohort Capital may offer market-leading rates on one property type and be uncompetitive on another. We look at your specific scenario - property, LTV, exit strategy and timeframe - and identify which of the 130+ lenders on our panel will give you the best overall deal.

How fast can Cohort Capital complete a bridging loan?

Straightforward bridging cases can complete in 5 to 10 working days. More complex scenarios - unusual security, cross-collateralisation, multiple owners - typically take 2 to 3 weeks. Speed is driven by valuation and legal turnaround more than underwriting, so coming in with clean paperwork makes the biggest difference.

What rates do specialist bridging lenders charge?

Rates currently range from around 0.49% per month for prime residential first-charge deals at lower LTVs, through to 1.25%+ for heavy refurbishment, complex commercial, or higher-LTV transactions. Arrangement fees are usually 1-2% and most lenders will accept retained, rolled-up or serviced interest.

Does using a broker cost more than going direct?

No. Broker fees are typically disclosed upfront and competitive deals often only become available via intermediaries. Lenders price in the underwriting and packaging work a good broker does, so you usually end up with a lower all-in cost than going to the lender's direct-to-consumer desk.

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Cohort Capital Bridging Loans