Family Building Society Mortgages
Access Family Building Society's flexible mortgage products through Doulton Bridging Finance. Family-focused lending for every stage of life.
Lending that works for the whole family
Family Building Society was established with a clear purpose: to help families navigate the mortgage market at every stage of life. From helping parents support their children onto the property ladder to providing flexible lending for older borrowers, their product range addresses real family needs.
Through Doulton Bridging Finance, you can access Family Building Society's full range with expert advice on which product suits your family's circumstances. We understand their unique criteria and can guide you through applications that involve multiple family members or non-standard income sources.
Family Building Society through Doulton
Family-Focused Lending
Family Building Society was created specifically to help families at every stage of life, from first-time buyers receiving parental support to older borrowers planning for retirement.
Income from Family
Unique products that allow family members to support a mortgage application by pledging savings or contributing income, helping younger borrowers get on the property ladder.
Later Life Mortgages
Flexible lending for borrowers in their 50s, 60s, and beyond, with retirement interest-only options and sensible age limits that reflect modern retirement realities.
Non-Standard Income
Sympathetic assessment of complex income including part-time work, pension income, investment returns, and combinations that mainstream lenders find difficult to assess.
Credit Flexibility
A pragmatic approach to past credit issues, looking at the full circumstances rather than applying rigid automated rules that exclude borrowers unnecessarily.
Broker Expertise
Family Building Society works through intermediaries, and our experience with their criteria means we can position your application for the best possible outcome.
How it works
Family Assessment
We discuss your situation and family circumstances to identify whether Family Building Society's unique products could help you achieve your property goals.
Product Selection
We match you with the most appropriate Family Building Society product, whether that involves family support, later life lending, or flexible income assessment.
Application Preparation
We prepare a thorough application that highlights the strengths of your case, working with all family members involved to gather the necessary documentation.
Completion
We manage the mortgage through to completion, coordinating with Family Building Society and your legal team to ensure a smooth process.
Explore family mortgage solutions
Whether you need family support to buy your first home or flexible later life lending, let us connect you with Family Building Society.
Frequently asked questions
Can I get a Family Building Society mortgage through Doulton?
Yes. We hold broker agencies with Family Building Society where available and can access their intermediary product range. Where Family Building Society is not the right fit, we will benchmark their offer against every other lender on our panel and recommend the most cost-effective overall deal.
Why apply to Family Building Society via a broker rather than direct?
Most UK mortgage lenders reserve a portion of their range - often including their sharpest rates - for intermediary-introduced business. Going through a broker also means you are not locked to one lender's criteria: if Family Building Society cannot take your case, we can place it elsewhere without a declined application showing on your credit file.
What LTV and loan size does Family Building Society offer?
Family Building Society's maximum LTV and loan size vary by product and property type. We check current criteria at the point of enquiry - residential, buy-to-let, high-value and specialist ranges each have their own limits. Tell us your requirement and we will come back with exactly what Family Building Society can support today.
What if my application is complex - non-standard income, expat status, adverse credit?
Mainstream high-street lenders are rarely the right home for complex applications. We work with specialist, private and challenger banks alongside the names you will recognise, which means we can often place cases that would be rejected by a direct approach.
How long does a mortgage application take?
Typical timelines are 2-4 weeks from application to offer for straightforward cases, and 4-8 weeks for cases needing valuation, specialist underwriting or complex income review. Exchange and completion after that is driven by your conveyancer's pace.
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