Residential Mortgage Rates (BTL only)
Fleet Mortgages does not offer residential mortgages. See the Buy-to-Let section below.
Buy-to-Let Mortgage Rates
| Product | 60% LTV | 75% LTV |
|---|---|---|
| 2-Year Fixed BTL | 4.59% | 4.89% |
| 5-Year Fixed BTL | 4.49%Best | 4.79% |
Product Transfer Rates
| Product Transfer Type | Indicative Rate | Cashback via DBF |
|---|---|---|
| 2-Year Fixed Product Transfer | 4.44% | Cashback available |
| 5-Year Fixed Product Transfer | 4.34% | Cashback available |
About Fleet Mortgages
Fleet Mortgages is a specialist buy-to-let only lender, focused entirely on the professional landlord market. They cover standard single-unit BTL, houses in multiple occupation (HMOs), multi-unit freehold blocks, and limited company applications - making them a versatile option for landlords with growing or complex portfolios.
Fleet Mortgages operates exclusively through the intermediary market and does not offer residential lending. Their underwriting is manual and focused on the property's rental income rather than the landlord's earned income alone, making them particularly suitable for portfolio landlords and those with complex income structures. Fleet is a strong option for limited company BTL where the SPV structure is well established.