Foundation Home Loans Mortgages
Access Foundation Home Loans' specialist mortgage range through Doulton Bridging Finance. Expert lending for complex residential and buy-to-let cases.
Specialist lending for real-world borrowers
Foundation Home Loans is a leading specialist lender offering both residential and buy-to-let mortgages for borrowers whose circumstances sit outside the mainstream. Whether you are self-employed, have past credit issues, or are a portfolio landlord, Foundation has products designed for your situation.
At Doulton Bridging Finance, we place mortgages with Foundation regularly and understand their criteria in detail. We know how to present cases that maximise your chances of approval and secure the best available terms from their product range.
Foundation Home Loans through Doulton
Specialist Residential
Foundation Home Loans offers residential mortgages designed for borrowers with complex income, adverse credit, or circumstances that fall outside mainstream lender criteria.
Buy-to-Let Range
A comprehensive buy-to-let product suite covering standard properties, HMOs, multi-unit blocks, and holiday lets, with options for both personal and limited company ownership.
Self-Employed Solutions
Flexible income assessment for self-employed borrowers, contractors, and business owners, using one year's accounts where appropriate and recognising retained profits.
Adverse Credit Lending
Foundation takes a practical approach to credit issues, offering products for borrowers with CCJs, defaults, or missed payments that most lenders would decline outright.
Portfolio Assessment
Experienced in assessing portfolio landlords with four or more mortgaged properties, using a background portfolio approach that simplifies the application process.
Intermediary Focused
Foundation works exclusively through brokers. Our relationship with their team gives us insight into the latest criteria changes and direct access to decision makers.
How it works
Case Assessment
We review your financial position and property plans to determine whether Foundation Home Loans' specialist criteria are the best match for your situation.
Product Selection
We identify the most suitable Foundation product, whether residential or buy-to-let, and confirm the likely terms based on your specific circumstances.
Application Management
We package and submit your application, presenting your case to Foundation's underwriters and managing all documentation and queries throughout.
Through to Offer
We manage the process from valuation to mortgage offer and completion, keeping you informed and resolving any conditions efficiently.
Get a Foundation Home Loans quote
Whether you need a specialist residential mortgage or a buy-to-let product, we can help you access Foundation's competitive range.