Gym Equipment Finance
Finance for commercial gym and leisure centre fit-outs. Technogym, Life Fitness, Matrix, Hammer Strength, and Precor equipment on hire purchase, finance lease, or operating lease. New gym set-ups and equipment refresh programmes.
The right structure for every gym equipment requirement
Commercial Gym Fit-Out Finance
Complete gym fit-out - cardio equipment, resistance machines, free weights, functional zones, and flooring - as a single combined facility. New gym openings and major refresh programmes.
Cardio Equipment Finance
Treadmills, bikes, rowers, and cross-trainers from Technogym, Life Fitness, Matrix, and Precor. Finance for hotels, gyms, and corporate wellness facilities.
Resistance & Functional Equipment Finance
Strength training machines, cable systems, functional rigs, and free weight areas. Hammer Strength, Cybex, and Life Fitness selectorised and plate-loaded equipment.
Hire Purchase
Full ownership at end of term. Capital allowances claimable. Standard structure for gym operators building owned assets.
Operating Lease
Lower monthly payments with equipment returned at end of term. Equipment refresh without residual value risk - well suited to the fast-moving fitness equipment market.
Sale & Leaseback
Release capital from existing gym equipment. Useful for gym businesses funding new site openings or refit programmes while retaining current equipment in use.
How it works
Equipment details
Equipment list, manufacturers, total value, new or used, single items or full fit-out package.
Terms
Specialist leisure and fitness lenders. Decisions within 24 hours.
Approval
Commercial gyms, hotel leisure facilities, corporate wellness centres, and leisure trusts.
Settlement
We settle with the equipment supplier or fit-out contractor.
Ready to discuss Gym Equipment Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Frequently asked questions
Can I finance a complete gym fit-out?
Yes - the full fit-out including equipment, installation, and sometimes flooring can be included in a single asset finance facility.
What gym equipment brands can be financed?
Technogym, Life Fitness, Matrix, Precor, Hammer Strength, Cybex, Concept2, and other commercial fitness brands. New and used equipment.
Is operating lease better than hire purchase for gym equipment?
Operating lease makes sense for equipment with high obsolescence - cardio equipment technology improves rapidly. For strength equipment with long working lives, hire purchase is often better. We advise on the right mix.
Can a new gym business get equipment finance?
Yes - specialist leisure lenders assess the business plan, location, and operator experience alongside the equipment value. New gym openings are a common application type.
Can I refinance existing gym equipment?
Yes - owned commercial gym equipment in good condition is refinanceable through sale and leaseback.
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