Mortgages

Halifax Mortgages

Access Halifax's full mortgage range including broker-exclusive products through Doulton Bridging Finance. One of the UK's largest lenders with competitive rates across the board.

Major High Street Lender

The UK's leading mortgage lender

Halifax has been at the centre of UK mortgage lending for decades. As part of Lloyds Banking Group, they combine the financial strength of one of the country's largest banking groups with a deep understanding of the residential mortgage market.

Through Doulton Bridging Finance, you can access Halifax's broker-exclusive products that offer better rates and terms than those available on the high street. We handle the application process end to end, ensuring you benefit from both Halifax's competitive pricing and our expert advice.

No.1

UK Lender

Broker

Exclusive Rates

Full

Product Range

Lloyds

Group Backed

Why Doulton

Halifax mortgages through Doulton

UK's Largest Lender

Halifax is one of the biggest mortgage lenders in the UK, part of the Lloyds Banking Group. Their scale means competitive pricing and a wide product range covering most borrower types.

Broker-Exclusive Products

Halifax offers specific products and rates exclusively through mortgage brokers that are not available on the high street, giving our clients access to better deals.

First-Time Buyer Range

Comprehensive products for first-time buyers including high loan-to-value options, new build lending, and shared ownership mortgages with competitive rates.

Home Mover Products

Competitive options for existing homeowners moving to a new property, with flexible porting options and efficient processing for chain-dependent transactions.

Remortgage Deals

Attractive remortgage products for borrowers looking to switch from their current deal, often with free valuations and legal work that reduce the cost of switching.

Buy-to-Let Through BM

Halifax's sister brand Birmingham Midshires offers buy-to-let products for landlords, accessible through our broker relationship with competitive rates for investment properties.

The Process

How it works

Needs Assessment

We review your mortgage requirements and financial position to determine whether Halifax's products offer the best deal for your circumstances.

Product Selection

We compare Halifax's broker-exclusive rates against the wider market, ensuring you get the most competitive product available for your situation.

Application Support

We submit your application through Halifax's intermediary platform and manage the process, handling documentation and responding to any underwriter queries.

Completion

We coordinate with Halifax and your solicitor through to completion, managing timelines and ensuring your mortgage completes on schedule.

Get a Halifax mortgage quote

Access Halifax's broker-exclusive rates and products through Doulton Bridging Finance. Get expert advice and a competitive quote today.

Get a Quote Compare Products

FAQs

Frequently asked questions

Can I get a Halifax mortgage through Doulton?

Yes. We hold broker agencies with Halifax where available and can access their intermediary product range. Where Halifax is not the right fit, we will benchmark their offer against every other lender on our panel and recommend the most cost-effective overall deal.

Why apply to Halifax via a broker rather than direct?

Most UK mortgage lenders reserve a portion of their range - often including their sharpest rates - for intermediary-introduced business. Going through a broker also means you are not locked to one lender's criteria: if Halifax cannot take your case, we can place it elsewhere without a declined application showing on your credit file.

What LTV and loan size does Halifax offer?

Halifax's maximum LTV and loan size vary by product and property type. We check current criteria at the point of enquiry - residential, buy-to-let, high-value and specialist ranges each have their own limits. Tell us your requirement and we will come back with exactly what Halifax can support today.

What if my application is complex - non-standard income, expat status, adverse credit?

Mainstream high-street lenders are rarely the right home for complex applications. We work with specialist, private and challenger banks alongside the names you will recognise, which means we can often place cases that would be rejected by a direct approach.

How long does a mortgage application take?

Typical timelines are 2-4 weeks from application to offer for straightforward cases, and 4-8 weeks for cases needing valuation, specialist underwriting or complex income review. Exchange and completion after that is driven by your conveyancer's pace.

Related finance

Explore related pages

Other Doulton specialisms and lenders that commonly fit alongside this one. We always compare the full 130+ lender panel before recommending a deal.