Residential Mortgage Rates
| Product | 60% LTV | 75% LTV | 85% LTV |
|---|---|---|---|
| 2-Year Fixed | ROA | ROA | N/A |
| 5-Year Fixed | ROA | ROA | N/A |
| 2-Year Tracker | ROA | –% | –% |
| Standard Variable Rate (SVR) | Rate on application |
Buy-to-Let Mortgage Rates
Hampden & Co does not offer buy-to-let mortgages through the broker channel.
Product Transfer Rates
| Product Transfer Type | Indicative Rate | Cashback via DBF |
|---|---|---|
| 2-Year Fixed Product Transfer | Rate on application | Cashback available |
| 5-Year Fixed Product Transfer | Rate on application | Cashback available |
About Hampden & Co
Hampden & Co is a modern Scottish private bank, established in Edinburgh in 2015, offering bespoke private banking and lending services to high-net-worth individuals and business owners. Their mortgage offering is tailored to clients with complex financial profiles, including significant asset wealth, business ownership income and international connections.
Hampden & Co combines the flexibility of a private bank with a genuinely modern banking experience, including a digital interface and responsive personal service. Their lending is bespoke and rates are on application, reflecting the individually structured nature of their products. They are particularly active in the Scottish high-value property market and with clients who have multi-source or asset-backed income.