Residential Mortgage Rates
| Product | 60% LTV | 75% LTV | 85% LTV |
|---|---|---|---|
| 2-Year Fixed | 3.74% | 3.99% | 4.34% |
| 5-Year Fixed | 3.64%Best | 3.89% | 4.24% |
| 2-Year Tracker | 4.84% | –% | –% |
| Standard Variable Rate (SVR) | 7.99% |
Buy-to-Let Mortgage Rates
| Product | 60% LTV | 75% LTV |
|---|---|---|
| 2-Year Fixed BTL | 4.29% | 4.59% |
| 5-Year Fixed BTL | 4.19%Best | 4.49% |
Product Transfer Rates
| Product Transfer Type | Indicative Rate | Cashback via DBF |
|---|---|---|
| 2-Year Fixed Product Transfer | 3.59% | Cashback available |
| 5-Year Fixed Product Transfer | 3.54% | Cashback available |
About HSBC
HSBC is one of the UK's largest and best-capitalised mortgage lenders, with a consistently competitive product range for residential and buy-to-let borrowers. Their global balance sheet strength allows them to price aggressively when market conditions allow, and their 5-year fixed rates at lower LTVs are regularly among the keenest available from any mainstream lender.
HSBC's mortgage criteria are solid for employed borrowers with clean credit, and their buy-to-let range is available for individual landlords. Their international income acceptance is a notable strength for expats, overseas workers and those with foreign currency earnings. HSBC is available through the intermediary channel as well as direct, and DBF can access their broker-exclusive products as part of a whole-market comparison.