Residential Mortgage Rates (BTL only)
Keystone Property Finance does not offer residential mortgages. See the Buy-to-Let section below.
Buy-to-Let Mortgage Rates
| Product | 60% LTV | 75% LTV |
|---|---|---|
| 2-Year Fixed BTL | 4.79% | 5.09% |
| 5-Year Fixed BTL | 4.69%Best | 4.99% |
Product Transfer Rates
| Product Transfer Type | Indicative Rate | Cashback via DBF |
|---|---|---|
| 2-Year Fixed Product Transfer | 4.64% | Cashback available |
| 5-Year Fixed Product Transfer | 4.54% | Cashback available |
About Keystone Property Finance
Keystone Property Finance is a specialist buy-to-let lender focused exclusively on the professional landlord and property investor market. They cover the full range of BTL structures including HMOs, multi-unit freehold blocks, semi-commercial and mixed-use properties, and limited company applications - making them a comprehensive solution for landlords with complex or growing portfolios.
Keystone is distinguished by their ability to consider unusual or complex property types that mainstream BTL lenders decline, including properties above commercial premises, those with planning complications, and non-standard construction. They operate through the intermediary market only and bring a genuinely specialist underwriting capability to complex BTL cases. DBF recommends Keystone for portfolio landlords and investors requiring creative lending solutions.