Plasma Cutter Finance - What You Need to Know
Plasma cutting machines range from small portable units (£3,000–£10,000) to large CNC gantry plasma tables (£30,000–£150,000+). Most UK asset finance lenders classify plasma cutting equipment as general manufacturing plant, making it straightforward to finance through hire purchase or finance lease.
Unlike fibre laser systems, plasma cutters do not require specialist lender knowledge of the asset - this generally means a slightly lighter-touch underwriting process and faster decisions for smaller facilities.
Lender Rate Guide - Plasma Cutters (October 2026)
| Finance amount | Rate range | Min deposit | Typical term | Est. monthly (5yr) |
|---|---|---|---|---|
| £5,000–£25,000 | 7.5–11.5% | 0–10% | 2–5 years | £315 on £15k |
| £25,000–£75,000 | 6.5–10.5% | 0–10% | 2–7 years | £1,026 on £50k |
| £75,000–£150,000 | 6.0–9.5% | 10% | 3–7 years | £2,254 on £112k |
Worked Example: £35,000 CNC Plasma Cutting Table
| Parameter | Detail |
|---|---|
| Asset | CNC plasma cutting table (e.g. Hypertherm-equipped gantry system) |
| Asset value | £35,000 |
| Deposit (10%) | £3,500 |
| Finance amount | £31,500 |
| Rate (illustrative) | 8.5% per annum |
| Term | 3 years (36 months) |
| Monthly payment | £994 |
| Total repayable | £35,798 |
| Total interest cost | £4,298 |
Illustrative only. Rates subject to business credit profile and lender assessment.