What Is Industrial & Manufacturing Equipment Finance?
Industrial equipment finance enables UK manufacturers to acquire plant, machinery and production equipment without using working capital. The three main structures - Hire Purchase (HP), Finance Lease and Operating Lease - each suit different commercial and tax situations. Doulton Bridging Finance is a whole-of-market specialist broker, accessing 130+ lenders to find the right structure and rate for each client.
We cover every segment of UK industrial and manufacturing activity - from single CNC machines to complete automated production lines - and can arrange facilities from £10,000 to £5 million+.
Asset Categories We Finance
CNC Machining Finance
HP and finance lease for CNC machining centres, lathes and turning cells from leading manufacturers.
Laser Cutting Finance
Finance for fibre lasers, CO₂ lasers and plasma cutting systems - new and used.
Press Brake & Forming Finance
HP and lease for press brakes, punching machines, tube bending and roll forming equipment.
Welding & Fabrication Finance
Finance for robotic welding cells, MIG/TIG equipment and automated fabrication lines.
Injection Moulding Finance
Asset finance for injection moulding machines - all-electric, hydraulic and hybrid.
Industrial Robotics Finance
Finance for KUKA, ABB, Fanuc, UR and other robot arms, cobots and automation cells.
Packaging Machinery Finance
Finance for flow wrappers, case packers, labellers and end-of-line automation.
Printing Machinery Finance
HP and lease for commercial offset, digital and flexographic printing equipment.
Food Processing Equipment Finance
Finance for food and beverage processing, filling, homogenisation and pasteurisation plant.
Metalworking Equipment Finance
Finance for grinding machines, EDM, surface finishing and specialist metalworking plant.
Also see our Industrial Finance Guides for in-depth guidance on finance structures, tax efficiency and getting the best rate.
Our Lender Panel - Industrial Finance
| Lender | Rate Range (APR) | Strengths |
|---|---|---|
| Aldermore | 5.9–8.5% | Strong appetite for manufacturing, competitive on larger tickets (£100k+) |
| Shawbrook Bank | 6.2–9.0% | Flexible on asset age, good for sale and leaseback |
| Close Brothers | 6.5–9.5% | Broad asset appetite, fast decisions on sub-£250k |
| Time Finance | 7.0–12.0% | Start-ups, adverse credit, older assets - specialist SME lender |
| Investec | 6.0–8.0% | Larger facilities £500k+, strong asset finance offering |
| LDF | 7.5–10.5% | Asset-based lending, flexible structures, secondary assets |
| Haydock Finance | 7.0–11.0% | Commercial vehicles + plant, national coverage |
| Flexi-fi | 8.5–14.0% | Start-ups and newer businesses, flexible underwriting |
Rates are indicative for established businesses with clean credit financing new assets. Individual rates depend on business profile, asset type, term and deposit. Updated October 2026.
Why Use Doulton Bridging Finance?
50+ Lenders
We access every specialist industrial finance lender in the UK market - not just one or two. That means genuine competitive tension and better rates.
Broker Paid by Lender
Our fee is paid by the lender on completion. You receive the same rate or better than going direct, with expert support and whole-market access at no cost.
24-Hour Terms
For straightforward cases, we provide indicative terms within 24 hours of a complete enquiry. Formal approval typically follows within 48–72 hours.
20+ Years Experience
The DBF team has over two decades in specialist finance. We understand manufacturing businesses and present your case in the way lenders want to see it.