OneFamily Equity Release
OneFamily was formed in 2015 through the merger of Engage Mutual and Family Investments, creating one of the largest mutuals in the UK.
Independent introduction serviceAccess to specialist lendersNo obligation
Get Indicative TermsGet indicative terms - free, no obligation
Doulton Money Limited · No obligation enquiry
What happens next
- Fill in the form (2 minutes).
- We'll match you with the right specialist for your situation.
- A specialist independent broker will contact you to discuss your options.
Important: Equity release is a long-term commitment and will reduce the value of your estate. It may affect entitlement to means-tested benefits. Independent financial and legal advice is required. The specialist brokers we work with source plans from Equity Release Council approved lenders. Your home may be repossessed if you do not maintain required payments on a secured loan.
About OneFamily Equity Release
OneFamily offers flexible lifetime mortgage plans as part of a broader range of mutual financial products. As an independent introduction service, we introduce you to equity release specialists who can compare OneFamily alongside other ERC-approved providers.
The options available
OneFamily Lifetime Mortgage
OneFamily's core lifetime mortgage - lump sum or drawdown. Standard ERC protections. Competitive within the mutual provider space.
OneFamily Drawdown
Cash reserve facility for clients who need money in stages. Interest only on drawn amounts.
Optional Repayments
Voluntary partial repayments available on most OneFamily plans.
ERC Protections
No negative equity guarantee, right to remain, portability - all standard ERC features.
Specialist Introductions
OneFamily is one of several ERC-approved lenders a specialist can compare. Their mutual structure may appeal to some clients.
Health Assessment
OneFamily assesses health information and may offer enhanced terms for qualifying conditions.
How It Works
Comparison first
The specialist considers OneFamily alongside other relevant ERC-approved providers.
Illustration
Live KFI from OneFamily and best alternatives.
Legal advice
Independent solicitor required.
Completion
Typically 4-8 weeks.
Speak to our later life lending specialists
Call 0204 6211776 · Introductions to later life lending specialists
Frequently asked questions
What is OneFamily in equity release?
OneFamily is a UK mutual that offers lifetime mortgages as part of their range of financial products. Formed in 2015, they are one of the larger mutual equity release providers alongside LV= and Royal London.
Is OneFamily equity release competitive?
OneFamily's rates and features are competitive within the market. Whether they are the right choice depends on your specific circumstances. An equity release specialist can compare them alongside Aviva, L&G, Just, Canada Life, and other providers.
What are OneFamily's equity release rates?
Indicative rates in the 6.4%-8.0% AER range (September 2026). Rates change regularly. Live illustrations obtained at enquiry.
Does OneFamily enhance for health conditions?
OneFamily assesses health information and may offer enhanced terms for qualifying conditions. A specialist adviser can compare their enhancement against Just and More2Life for health-qualifying cases.
What is OneFamily's minimum equity release amount?
OneFamily's minimum release amount is typically £10,000. The maximum depends on age and property value. A specialist adviser can establish the specific amounts available for your circumstances.