Mortgage Rates

Leeds Building Society Mortgage Rates - October 2026

Current Leeds Building Society residential, buy-to-let and product transfer rates, reviewed monthly. Compare against the whole market through DBF - whole-of-market broker, FCA 814533.

Next review: November 2026

Rates updated October 2026

Why use Doulton

Two reasons to use DBF for your Leeds Building Society mortgage

DBF Product Transfer System

If you decide to stay with Leeds Building Society at renewal, we process your product transfer through our dedicated system - faster than applying direct in many cases, with all paperwork handled on your behalf.

Cashback on like-for-like deals

Eligible clients who stay with their existing lender on a like-for-like product transfer can receive cashback - an incentive not available when applying direct. Ask us about eligibility.

We compare the whole market first - and if Leeds Building Society is still the best option, we make the process faster and more rewarding. Get a free comparison or call 0204 6211776.

Whole-of-market mortgage comparison
No upfront fees on advice
Product transfer system for faster renewals
Cashback available on eligible like-for-like deals
FCA authorised 814533

Residential Mortgage Rates

Illustrative rates - reviewed October 2026. Subject to change. For accuracy, get a personalised quote.
Product	60% LTV	75% LTV	85% LTV
2-Year Fixed	3.89%	4.14%	4.49%
5-Year Fixed	3.79%Best	4.04%	4.39%
2-Year Tracker	5.09%	–%	–%
Standard Variable Rate (SVR)	7.84%

Buy-to-Let Mortgage Rates

Buy-to-let illustrative rates - October 2026. Subject to change.
Product	60% LTV	75% LTV
2-Year Fixed BTL	4.39%	4.69%
5-Year Fixed BTL	4.29%Best	4.59%

Product Transfer Rates

Product transfer rates are typically 0.1–0.2% below equivalent new deal rates. Cashback available on eligible like-for-like transfers through DBF.
Product Transfer Type	Indicative Rate	Cashback via DBF
2-Year Fixed Product Transfer	3.74%	Cashback available
5-Year Fixed Product Transfer	3.69%	Cashback available

About Leeds Building Society

Leeds Building Society is one of the UK's larger building societies, with a consistently competitive product range for residential and buy-to-let borrowers. As a mutual, they are committed to returning value to members through pricing, and their 5-year fixed rates regularly appear among the most competitive in the building society sector.

Leeds Building Society's residential range covers first-time buyers, home movers and remortgagers at LTVs from 60% to 90%. Their buy-to-let offering serves individual and small portfolio landlords, and their shared ownership products make them a useful option for buyers using government-backed schemes. Their criteria are practical and accessible, making them a solid mainstream choice for employed and self-employed borrowers with clean credit.

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Get your Leeds Building Society rate comparison

Tell us about your mortgage and we will compare Leeds Building Society's current rates against the whole market - free, fast and with no obligation.

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FAQs

Frequently asked questions

What is Leeds Building Society's best mortgage rate in October 2026?

Leeds Building Society's best mortgage rate in October 2026 is approximately 3.79% on a 5-year fixed at 60% LTV - consistently competitive among major building societies.

Can I get cashback on a Leeds Building Society product transfer?

Yes - through Doulton Bridging Finance. Eligible clients renewing with Leeds Building Society on a like-for-like product transfer can receive cashback when processed via DBF. This is not available when applying direct to Leeds Building Society.

Is it faster to renew my Leeds Building Society mortgage through a broker?

DBF's product transfer system can process Leeds Building Society renewals faster than applying direct in many cases. We handle all paperwork and submission on your behalf and compare the whole market first to confirm Leeds Building Society remains competitive.

What is Leeds Building Society's SVR in October 2026?

Leeds Building Society's Standard Variable Rate in October 2026 is approximately 7.84%. Customers who don't act when their fixed term ends revert to this rate. Contact DBF before your deal expires to compare alternatives.

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