Liberis Business Finance
Access Liberis revenue-based finance through Doulton. Repay as a percentage of your card sales, with no fixed terms and no set monthly payments.
Liberis business finance through Doulton
Liberis offers a different approach to business finance. Instead of fixed monthly repayments, you repay a small percentage of your card sales. This means your repayments naturally flex with your business revenue - paying less when trade is quiet and more when business is strong.
Doulton Bridging Finance can help you access Liberis alongside 130+ other business lenders. Revenue-based finance works well for retail, hospitality, and service businesses with regular card transactions, but it is not the right solution for every business. We help you compare all your options.
What Liberis offers
Revenue-Based Finance
Liberis offers a unique model where repayments are taken as a small percentage of your card sales. When business is slow, you pay less. When it is busy, you pay more.
No Fixed Monthly Payments
Unlike traditional loans, there are no fixed monthly repayments. This means no pressure during quiet periods and no risk of missing a set payment date.
No Fixed Terms
There is no set repayment date with Liberis. The advance is repaid naturally through your card sales, with the timeline adjusting to your business performance.
Quick Funding
Liberis can provide funding within days, making it suitable for businesses that need capital quickly without the lengthy application process of traditional lending.
No Personal Guarantees
Liberis typically does not require personal guarantees, keeping your personal assets separate from your business borrowing.
Repeat Funding
Once you have successfully repaid an advance, Liberis often offers increased funding for your next round, building a relationship that grows with your business.
The advantage of going through Doulton
Revenue-based finance from Liberis can be more expensive than traditional lending when calculated as an equivalent interest rate. For businesses that qualify for standard term loans, a traditional lender may offer significantly lower overall costs.
Doulton helps you understand the true cost of each option and compare Liberis against conventional business loans, overdrafts, and other alternative finance products. If the flexibility of revenue-based repayments is worth the premium, we will confirm that. If a cheaper option exists, we will find it.
Looking for Liberis business finance?
We search across 130+ lenders including Liberis to find your best business finance deal. Get an indicative quote within hours.
Frequently asked questions
What kinds of business finance does Liberis provide?
Liberis sits on a broader panel of funders we work with covering unsecured business loans, invoice finance, asset finance, merchant cash advance and working-capital facilities. We match your business profile, funding need and repayment capacity against the lender most likely to approve and at the sharpest rate.
Can I apply to Liberis directly?
In some cases yes, but applying directly locks you into one lender's pricing and criteria. An introduced application via Doulton gets benchmarked against 130+ business funders, so you see the best deal available to your company rather than the first one you happen to approach.
What sizes of business loan can I borrow?
We arrange business funding from around £10,000 for unsecured loans and merchant cash advance facilities, up to £5m+ for secured commercial lending. Asset finance and invoice finance both scale with the underlying asset or sales ledger.
How quickly can funds arrive?
Unsecured online business loans and merchant cash advances can complete in 24-72 hours. Asset finance typically takes 3-10 working days. Larger secured lending follows a standard underwriting and legal timeline of 2-6 weeks.
Do I need to be profitable to borrow?
Not always. Many specialist funders will lend against turnover, card takings, invoiced revenue or asset value rather than net profit. Early-stage and recovering businesses are often better placed with alternative lenders than high-street banks.
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