Mortgage Rates

Loughborough Building Society Mortgage Rates - October 2026

Compare Loughborough Building Society’s current residential, buy-to-let and product transfer rates against the whole market. DBF is a whole-of-market mortgage broker: we search every deal, not just one lender’s range.

Best 5-yr fixed from 4.05%

Best 2-yr fixed from 5.45%

SVR 7.74%

Rates updated October 2026

Why use Doulton

Two reasons to use DBF for your Loughborough Building Society mortgage

DBF Product Transfer System

If you decide to stay with Loughborough Building Society at renewal, we process your product transfer through our dedicated system - faster than applying direct in many cases, with all paperwork handled on your behalf.

Cashback on like-for-like deals

Eligible clients who stay with their existing lender on a like-for-like product transfer can receive cashback - an incentive not available when applying direct. Ask us about eligibility.

We compare the whole market first - and if Loughborough Building Society is still the best option, we make the process faster and more rewarding. Get a free comparison or call 0204 6211776.

Whole-of-market mortgage comparison
No upfront fees on advice
Product transfer system for faster renewals
Cashback available on eligible like-for-like deals
FCA authorised 814533

Loughborough Building Society Residential Mortgage Rates

Residential mortgage rates - indicative, updated monthly. Confirm current rates with DBF before proceeding.
Product	Rate	Initial Period	Fee	Overpay
2-yr fixed 60% LTV	5.45%	2 years	£995
2-yr fixed 75% LTV	5.63%	2 years	£995
2-yr fixed 85% LTV	5.85%	2 years	£995
5-yr fixed 60% LTV	4.05%Best	5 years	£995
5-yr fixed 75% LTV	4.25%	5 years	£995
5-yr fixed 85% LTV	4.47%	5 years	£995
5-yr fixed 90% LTV	4.67%	5 years	£995
2-yr tracker 65% LTV	Base+1.20%	2 years	£595
Standard Variable Rate	7.74%	Ongoing	None	-

Loughborough Building Society Buy-to-Let Mortgage Rates

Buy-to-let mortgage rates - indicative, updated monthly. Portfolio and HMO criteria apply.
Product	Rate	Initial Period	Fee
BTL 2-yr fixed 65% LTV	6.03%	2 years	£1,299
BTL 5-yr fixed 65% LTV	4.67%Best	5 years	£1,299
BTL 5-yr fixed 75% LTV	4.93%	5 years	£1,299

Loughborough Building Society Product Transfer Rates

Product transfers - rates indicative; DBF will confirm current availability. Cashback via DBF, not available direct.
Product Transfer Option	Rate	Initial Period	Fee	Cashback
Loughborough Building Society 2-yr fixed PT (same LTV band)	5.50%	2 years	£0	Cashback available
Loughborough Building Society 5-yr fixed PT (same LTV band)	4.10%	5 years	£0	Cashback available
Loughborough Building Society PT + borrow more (residential)	4.17%	5 years	£595	Cashback available

About Loughborough Building Society Mortgages

Loughborough Building Society is a Midlands-based mutual lender with a focus on flexible, human underwriting. The society has a long history of supporting local borrowers and takes a sensible view on self-employed applicants and unusual income structures.

Loughborough Building Society suits borrowers who need a thoughtful, manual approach to their application - particularly the self-employed, contractors, and those with complex income. Their relatively small size means cases can be discussed directly with underwriters.

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Tell us about your mortgage and we will compare Loughborough Building Society's current rates against the whole market - free, fast and with no obligation.

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FAQs

Frequently asked questions

What are Loughborough Building Society’s current mortgage rates?

Loughborough Building Society’s current rates start from 4.05% on a 5-year fixed at 60% LTV for residential borrowers. Rates rise to 5.20% or above for higher LTV tiers and specialist products. All rates shown are indicative and reviewed monthly by DBF - contact us to confirm today’s live rates.

What is Loughborough Building Society’s Standard Variable Rate (SVR)?

Loughborough Building Society’s SVR is currently 7.74%. This is the rate you revert to when your fixed or tracker deal expires. DBF strongly recommends arranging a new fixed rate before this happens - the SVR is almost always more expensive than any new deal available.

Can I get cashback on a Loughborough Building Society product transfer through DBF?

Yes. Eligible Loughborough Building Society mortgage holders renewing through DBF can receive cashback on their product transfer. This is not available if you apply direct to Loughborough Building Society. Contact DBF at least 3 months before your current deal expires to ensure we can secure the best rate and arrange cashback.

Is Loughborough Building Society right for me, or should I switch lender?

That depends entirely on your circumstances. Loughborough Building Society may offer the best rate for your profile - or a different lender in our panel of 130+ may beat them. DBF will compare the whole market and recommend the best option, whether that’s staying with Loughborough Building Society or switching to a competitor.

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