Mansfield Building Society Residential Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| 2-yr fixed 60% LTV | 5.55% | 2 years | £995 | |
| 2-yr fixed 75% LTV | 5.73% | 2 years | £995 | |
| 2-yr fixed 85% LTV | 5.95% | 2 years | £995 | |
| 5-yr fixed 60% LTV | 4.10%Best | 5 years | £995 | |
| 5-yr fixed 75% LTV | 4.30% | 5 years | £995 | |
| 5-yr fixed 85% LTV | 4.52% | 5 years | £995 | |
| 5-yr fixed 90% LTV | 4.72% | 5 years | £995 | |
| 2-yr tracker 65% LTV | Base+1.30% | 2 years | £595 | |
| Standard Variable Rate | 7.69% | Ongoing | None | - |
Mansfield Building Society Buy-to-Let Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| BTL 2-yr fixed 65% LTV | 6.13% | 2 years | £1,299 | |
| BTL 5-yr fixed 65% LTV | 4.72%Best | 5 years | £1,299 | |
| BTL 5-yr fixed 75% LTV | 4.98% | 5 years | £1,299 |
Mansfield Building Society Product Transfer Rates
| Product Transfer Option | Rate | Initial Period | Fee | Cashback |
|---|---|---|---|---|
| Mansfield Building Society 2-yr fixed PT (same LTV band) | 5.60% | 2 years | £0 | Cashback available |
| Mansfield Building Society 5-yr fixed PT (same LTV band) | 4.15% | 5 years | £0 | Cashback available |
| Mansfield Building Society PT + borrow more (residential) | 4.22% | 5 years | £595 | Cashback available |
About Mansfield Building Society Mortgages
Mansfield Building Society is a traditional East Midlands mutual lender known for considering cases that mainstream lenders might decline. They offer residential mortgages with manual underwriting and a regional focus, particularly serving Nottinghamshire and surrounding areas.
Mansfield Building Society works well for borrowers with unusual circumstances - older applicants, those with minor adverse credit history, or complex income. Their willingness to look at cases individually sets them apart from automated high-street lenders.