Molo Finance Residential Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| 2-yr fixed 60% LTV | 5.49% | 2 years | £999 | |
| 2-yr fixed 75% LTV | 5.65% | 2 years | £999 | |
| 5-yr fixed 60% LTV | 4.09%Best | 5 years | £999 | |
| 5-yr fixed 75% LTV | 4.27% | 5 years | £999 | |
| 5-yr fixed 85% LTV | 4.51% | 5 years | £999 | |
| Standard Variable Rate | 8.29% | Ongoing | None | - |
Molo Finance Buy-to-Let Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| BTL 5-yr fixed 65% LTV | 4.64%Best | 5 years | £1,295 | |
| BTL 5-yr fixed 75% LTV | 4.89% | 5 years | £1,295 |
Molo Finance Product Transfer Rates
| Product Transfer Option | Rate | Initial Period | Fee | Cashback |
|---|---|---|---|---|
| Molo Finance 2-yr fixed PT (same LTV band) | 5.54% | 2 years | £0 | Cashback available |
| Molo Finance 5-yr fixed PT (same LTV band) | 4.14% | 5 years | £0 | Cashback available |
| Molo Finance PT + borrow more (residential) | 4.21% | 5 years | £595 | Cashback available |
About Molo Finance Mortgages
Molo Finance is a digital-first buy-to-let mortgage lender that uses technology to streamline the application process. Launched in 2018, Molo is one of the UK's first fully digital mortgage lenders and aims to deliver faster decisions and a more transparent borrowing experience.
Molo Finance suits buy-to-let landlords who want a straightforward, online-driven application experience without the paperwork burden of traditional lenders. They are particularly well-regarded by landlords with limited companies and portfolio investors comfortable with digital processes.