MPowered Mortgages Residential Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| 2-yr fixed 60% LTV | 5.24% | 2 years | £999 | |
| 2-yr fixed 75% LTV | 5.40% | 2 years | £999 | |
| 5-yr fixed 60% LTV | 3.94%Best | 5 years | £999 | |
| 5-yr fixed 75% LTV | 4.12% | 5 years | £999 | |
| 5-yr fixed 85% LTV | 4.36% | 5 years | £999 | |
| Standard Variable Rate | 8.19% | Ongoing | None | - |
MPowered Mortgages Buy-to-Let Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| BTL 5-yr fixed 65% LTV | 4.49%Best | 5 years | £1,295 | |
| BTL 5-yr fixed 75% LTV | 4.74% | 5 years | £1,295 |
MPowered Mortgages Product Transfer Rates
| Product Transfer Option | Rate | Initial Period | Fee | Cashback |
|---|---|---|---|---|
| MPowered Mortgages 2-yr fixed PT (same LTV band) | 5.29% | 2 years | £0 | Cashback available |
| MPowered Mortgages 5-yr fixed PT (same LTV band) | 3.99% | 5 years | £0 | Cashback available |
| MPowered Mortgages PT + borrow more (residential) | 4.06% | 5 years | £595 | Cashback available |
About MPowered Mortgages Mortgages
MPowered Mortgages is a technology-driven lender that uses artificial intelligence and machine learning to improve mortgage underwriting accuracy and speed. Founded by mortgage industry veterans, MPowered aims to combine the analytical rigour of fintech with deep mortgage market expertise.
MPowered Mortgages suits borrowers with straightforward circumstances who want a faster, more transparent process. Their AI-driven underwriting can often identify affordability more accurately than traditional credit scoring, potentially helping borrowers who are strong candidates but fall outside standard high-street criteria.