NatWest Residential Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| 2-yr fixed 60% LTV | 4.94% | 2 years | £999 | |
| 2-yr fixed 75% LTV | 5.09% | 2 years | £999 | |
| 2-yr fixed 85% LTV | 5.29% | 2 years | £999 | |
| 2-yr fixed 90% LTV | 5.49% | 2 years | £999 | |
| 5-yr fixed 60% LTV | 3.74%Best | 5 years | £999 | |
| 5-yr fixed 75% LTV | 3.92% | 5 years | £999 | |
| 5-yr fixed 85% LTV | 4.12% | 5 years | £999 | |
| 5-yr fixed 90% LTV | 4.32% | 5 years | £999 | |
| 5-yr fixed 95% LTV | 4.62% | 5 years | £999 | |
| 2-yr tracker 60% LTV | Base+0.69% | 2 years | £999 | |
| Standard Variable Rate | 8.14% | Ongoing | None | - |
NatWest Buy-to-Let Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| BTL 2-yr fixed 60% LTV | 5.49% | 2 years | £1,499 | |
| BTL 5-yr fixed 60% LTV | 4.34%Best | 5 years | £1,499 | |
| BTL 5-yr fixed 75% LTV | 4.59% | 5 years | £1,499 |
NatWest Product Transfer Rates
| Product Transfer Option | Rate | Initial Period | Fee | Cashback |
|---|---|---|---|---|
| NatWest 2-yr fixed PT (same LTV band) | 4.99% | 2 years | £0 | Cashback available |
| NatWest 5-yr fixed PT (same LTV band) | 3.79% | 5 years | £0 | Cashback available |
| NatWest PT + borrow more (residential) | 3.86% | 5 years | £595 | Cashback available |
About NatWest Mortgages
NatWest is one of the UK's largest high-street banks and a major mortgage lender serving millions of homeowners. Part of NatWest Group (which also includes the Royal Bank of Scotland), NatWest offers a comprehensive range of residential and buy-to-let mortgages with competitive rates and nationwide branch coverage.
NatWest suits established borrowers remortgaging or moving home who want the security of a major high-street lender. Their digital application process is well-regarded, and existing NatWest customers can benefit from streamlined account verification. They're also a strong option for higher-value properties in the £500k-£2m range.