Newbury Building Society Residential Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| 2-yr fixed 60% LTV | 5.48% | 2 years | £995 | |
| 2-yr fixed 75% LTV | 5.66% | 2 years | £995 | |
| 2-yr fixed 85% LTV | 5.88% | 2 years | £995 | |
| 5-yr fixed 60% LTV | 4.08%Best | 5 years | £995 | |
| 5-yr fixed 75% LTV | 4.28% | 5 years | £995 | |
| 5-yr fixed 85% LTV | 4.50% | 5 years | £995 | |
| 5-yr fixed 90% LTV | 4.70% | 5 years | £995 | |
| 2-yr tracker 65% LTV | Base+1.23% | 2 years | £595 | |
| Standard Variable Rate | 7.69% | Ongoing | None | - |
Newbury Building Society Buy-to-Let Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| BTL 2-yr fixed 65% LTV | 6.06% | 2 years | £1,299 | |
| BTL 5-yr fixed 65% LTV | 4.70%Best | 5 years | £1,299 | |
| BTL 5-yr fixed 75% LTV | 4.96% | 5 years | £1,299 |
Newbury Building Society Product Transfer Rates
| Product Transfer Option | Rate | Initial Period | Fee | Cashback |
|---|---|---|---|---|
| Newbury Building Society 2-yr fixed PT (same LTV band) | 5.53% | 2 years | £0 | Cashback available |
| Newbury Building Society 5-yr fixed PT (same LTV band) | 4.13% | 5 years | £0 | Cashback available |
| Newbury Building Society PT + borrow more (residential) | 4.20% | 5 years | £595 | Cashback available |
About Newbury Building Society Mortgages
Newbury Building Society is a Berkshire-based mutual lender with a focus on the Thames Valley and surrounding counties. The society has a strong track record in residential mortgages and is known for its willingness to consider unusual property types and borrower circumstances.
Newbury Building Society suits buyers in the south-east purchasing properties that larger lenders might find problematic - ex-local authority, concrete construction, or properties with restricted title. They also take a constructive approach to self-employed applicants.