Mortgages

Newcastle Building Society Mortgages

Flexible mortgage lending from the North East's leading building society. Manual underwriting, new build expertise, and shared ownership options for residential borrowers.

Regional Building Society

Trusted lending from the North East

Newcastle Building Society has been helping people across the North East and beyond to buy homes since 1863. As one of the UK's top ten building societies by asset size, they offer the stability of a well-established lender with the personal service of a mutual organisation.

Through Doulton Bridging Finance, you can access Newcastle Building Society's full product range with broker expertise. Their manual underwriting approach means cases that might be declined elsewhere can often find a solution, particularly for self-employed borrowers, those with complex income, or buyers looking at new build properties.

1863
Established
Top 10
UK Building Society
Manual
Underwriting
Mutual
Ownership
Why Doulton

Why choose Newcastle Building Society

North East Heritage

Newcastle Building Society has been a pillar of the North East financial community since 1863, growing to become one of the region's most trusted mortgage lenders.

Flexible Affordability

A pragmatic approach to income assessment that considers overtime, bonuses, and additional earnings sources that some mainstream lenders would overlook or discount.

New Build Expertise

Newcastle Building Society has strong relationships with regional housebuilders and is comfortable lending on new build properties where other lenders may be more cautious.

Shared Ownership

Dedicated shared ownership products help buyers get onto the property ladder with a smaller deposit, purchasing a share of the property and paying rent on the remainder.

Manual Underwriting

Applications are assessed by experienced underwriters rather than automated systems, giving borrowers with non-standard circumstances a fair hearing.

Remortgage Options

Competitive remortgage products designed to help existing homeowners switch to better rates, with straightforward processes and dedicated support throughout.

The Process

How it works

01

Understanding Your Needs

We review your property plans and financial circumstances to determine whether Newcastle Building Society's products and criteria align with your requirements.

02

Product Recommendation

We select the most suitable Newcastle product and benchmark it against the wider market to ensure you are receiving competitive terms.

03

Application Management

We prepare your application with care, working alongside Newcastle's underwriters to ensure your case is presented clearly and thoroughly.

04

Through to Keys

We stay with you from offer through to completion day, coordinating with solicitors and all parties to keep everything on track.

Explore Newcastle Building Society mortgages

Get expert guidance on Newcastle Building Society's mortgage range. We will help you find the right product and manage your application.

Start Your Enquiry

Let's Find Your Best Rate

Tell us what you need and we'll search across our panel of 130+ specialist lenders to find the best deal for your circumstances.

Call us directly
0204 6211776