Mortgage Rates

Norton Home Loans Mortgage Rates - October 2026

Compare Norton Home Loans’s current residential, buy-to-let and product transfer rates against the whole market. DBF is a whole-of-market mortgage broker: we search every deal, not just one lender’s range.

Best 5-yr fixed from 5.19%

Best 2-yr fixed from 7.49%

SVR 9.24%

Rates updated October 2026

Why use Doulton

Two reasons to use DBF for your Norton Home Loans mortgage

DBF Product Transfer System

If you decide to stay with Norton Home Loans at renewal, we process your product transfer through our dedicated system - faster than applying direct in many cases, with all paperwork handled on your behalf.

Cashback on like-for-like deals

Eligible clients who stay with their existing lender on a like-for-like product transfer can receive cashback - an incentive not available when applying direct. Ask us about eligibility.

We compare the whole market first - and if Norton Home Loans is still the best option, we make the process faster and more rewarding. Get a free comparison or call 0204 6211776.

Whole-of-market mortgage comparison
No upfront fees on advice
Product transfer system for faster renewals
Cashback available on eligible like-for-like deals
FCA authorised 814533

Norton Home Loans Residential Mortgage Rates

Residential mortgage rates - indicative, updated monthly. Confirm current rates with DBF before proceeding.
Product	Rate	Initial Period	Fee	Overpay
2-yr fixed 65% LTV (clean credit)	7.49%	2 years	£995
2-yr fixed 75% LTV (clean credit)	7.74%	2 years	£995
2-yr fixed 75% LTV (light adverse)	8.14%	2 years	£995
2-yr fixed 75% LTV (medium adverse)	8.64%	2 years	£1,495
5-yr fixed 65% LTV (clean credit)	5.19%Best	5 years	£995
5-yr fixed 75% LTV (clean credit)	5.47%	5 years	£995
5-yr fixed 75% LTV (light adverse)	5.94%	5 years	£995
5-yr fixed 75% LTV (medium adverse)	6.54%	5 years	£1,495
Standard Variable Rate	9.24%	Ongoing	None	-

Norton Home Loans Buy-to-Let Mortgage Rates

Buy-to-let mortgage rates - indicative, updated monthly. Portfolio and HMO criteria apply.
Product	Rate	Initial Period	Fee
BTL 2-yr fixed 65% LTV	8.09%	2 years	£1,495
BTL 5-yr fixed 65% LTV	5.84%Best	5 years	£1,495
BTL 5-yr fixed 75% LTV	6.17%	5 years	£1,495

Norton Home Loans Product Transfer Rates

Product transfers - rates indicative; DBF will confirm current availability. Cashback via DBF, not available direct.
Product Transfer Option	Rate	Initial Period	Fee	Cashback
Norton Home Loans 2-yr fixed PT (same LTV band)	7.54%	2 years	£0	Cashback available
Norton Home Loans 5-yr fixed PT (same LTV band)	5.24%	5 years	£0	Cashback available
Norton Home Loans PT + borrow more (residential)	5.31%	5 years	£595	Cashback available

About Norton Home Loans Mortgages

Norton Home Loans is a specialist adverse credit mortgage lender that helps borrowers who have experienced financial difficulties including missed payments, defaults, CCJs, and previous bankruptcy or IVAs. They operate through intermediaries only and offer a range of products tailored to different levels of credit impairment.

Norton Home Loans suits borrowers who have experienced significant credit difficulties in the past and are rebuilding their financial profile. Whether you have recent defaults, a satisfied CCJ, or are discharged from bankruptcy, Norton can often structure a solution when mainstream lenders decline.

Get a quote 0204 6211776

Same working day

Get your Norton Home Loans rate comparison

Tell us about your mortgage and we will compare Norton Home Loans's current rates against the whole market - free, fast and with no obligation.

0204 6211776

Whole of market · 130+ lenders · FCA 814533 · Same working day response

FAQs

Frequently asked questions

What are Norton Home Loans’s current mortgage rates?

Norton Home Loans’s current rates start from 5.19% on a 5-year fixed at 60% LTV for residential borrowers. Rates rise to 7.39% or above for higher LTV tiers and specialist products. All rates shown are indicative and reviewed monthly by DBF - contact us to confirm today’s live rates.

What is Norton Home Loans’s Standard Variable Rate (SVR)?

Norton Home Loans’s SVR is currently 9.24%. This is the rate you revert to when your fixed or tracker deal expires. DBF strongly recommends arranging a new fixed rate before this happens - the SVR is almost always more expensive than any new deal available.

Can I get cashback on a Norton Home Loans product transfer through DBF?

Yes. Eligible Norton Home Loans mortgage holders renewing through DBF can receive cashback on their product transfer. This is not available if you apply direct to Norton Home Loans. Contact DBF at least 3 months before your current deal expires to ensure we can secure the best rate and arrange cashback.

Is Norton Home Loans right for me, or should I switch lender?

That depends entirely on your circumstances. Norton Home Loans may offer the best rate for your profile - or a different lender in our panel of 130+ may beat them. DBF will compare the whole market and recommend the best option, whether that’s staying with Norton Home Loans or switching to a competitor.

Norton Home Loans mortgages All lender mortgage rates Remortgage What is a product transfer?