Bridging Finance

Plot Point Bridging Loans

Access Plot Point's specialist bridging and development finance through Doulton. Structured lending for property acquisitions, refurbishments, and land deals with planning potential.

Development and Bridging Specialist

Plot Point bridging loans through Doulton

Plot Point has built a focused practice around development-led bridging finance. They understand that property developers, investors, and landlords often need short-term capital that aligns with the realities of construction timelines and planning processes. Their lending is structured to support projects from acquisition through to exit.

As an experienced bridging finance broker, Doulton has a direct relationship with Plot Point's team. We search across 130+ lenders including Plot Point to find your best deal, ensuring you get the most competitive terms available for your specific circumstances.

Key Features

What Plot Point offers

Development Finance Expertise

Plot Point specialises in bridging for development-led transactions. Whether you are acquiring a site, funding a conversion, or bridging to a development loan, they understand the nuances of project-based lending.

Land and Planning Deals

Plot Point is comfortable lending against land with or without planning permission. They assess the underlying potential of the site and the viability of the proposed development rather than relying solely on current value.

Staged Drawdown Facilities

For refurbishment and light development projects, Plot Point can structure loans with staged drawdowns. This means you only pay interest on funds as they are released, reducing your overall borrowing costs.

Up to 75% LTV

Plot Point offers competitive loan-to-value ratios of up to 75%, providing borrowers with strong leverage for acquisitions and refurbishment projects where speed of funding is essential.

Experienced Property Team

The team at Plot Point brings hands-on property experience to their lending decisions. They understand development timelines, planning risks, and construction challenges from a practical standpoint.

Clear Fee Structures

Plot Point provides transparent pricing with arrangement fees and interest rates agreed upfront. There are no hidden costs or surprise charges at completion, so you can budget your project with confidence.

Why Use a Broker

The advantage of going through Doulton

While Plot Point is an excellent specialist lender, they are just one option in a market of over 130 bridging providers. By working with Doulton, you gain access to the entire market - not just a single lender's products. We compare Plot Point's terms against every other lender to make sure you are getting the best deal.

Our established relationship with Plot Point means we can often negotiate better terms than you would receive going direct. We understand their criteria inside out, which means fewer delays, fewer declines, and faster completions. If Plot Point is not the right fit, we will tell you - and place your case with a lender that is.

Get a Quote

Looking for a Plot Point bridging loan?

We search across 130+ lenders including Plot Point to find your best deal. Get an indicative quote within hours.

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FAQs

Frequently asked questions

Can I apply to Plot Point directly or do I need a broker?

Most specialist bridging lenders including Plot Point prefer intermediated business and either do not accept direct applications or reserve their best pricing for broker-introduced cases. Going through a whole-of-market broker like Doulton means your application is placed on the right desk, structured the way the underwriter wants to see it, and benchmarked against 130+ alternative lenders before you commit.

How does Plot Point compare with other bridging lenders?

No single lender is the cheapest or fastest on every case. Plot Point may offer market-leading rates on one property type and be uncompetitive on another. We look at your specific scenario - property, LTV, exit strategy and timeframe - and identify which of the 130+ lenders on our panel will give you the best overall deal.

How fast can Plot Point complete a bridging loan?

Straightforward bridging cases can complete in 5 to 10 working days. More complex scenarios - unusual security, cross-collateralisation, multiple owners - typically take 2 to 3 weeks. Speed is driven by valuation and legal turnaround more than underwriting, so coming in with clean paperwork makes the biggest difference.

What rates do specialist bridging lenders charge?

Rates currently range from around 0.49% per month for prime residential first-charge deals at lower LTVs, through to 1.25%+ for heavy refurbishment, complex commercial, or higher-LTV transactions. Arrangement fees are usually 1-2% and most lenders will accept retained, rolled-up or serviced interest.

Does using a broker cost more than going direct?

No. Broker fees are typically disclosed upfront and competitive deals often only become available via intermediaries. Lenders price in the underwriting and packaging work a good broker does, so you usually end up with a lower all-in cost than going to the lender's direct-to-consumer desk.

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Plot Point Bridging Loans