Finance options for UK businesses investing in form-fill-seal machines, labellers, shrink wrappers and complete packaging lines.
Financing Packaging Equipment in the UK
Modern packaging lines represent significant capital investment. Form-fill-seal machines, sleeve labellers, shrink wrappers, palletisers and inspection systems can each cost tens of thousands of pounds - and a complete automated line can reach several hundred thousand.
Asset finance allows businesses to spread that investment over a fixed term, preserving working capital and often generating tax advantages through capital allowances (HP) or deductible lease payments (finance lease).
Common Packaging Equipment Financed
Form-Fill-Seal Machines
Vertical and horizontal FFS machines for bags, sachets and pouches. Typically £20,000–£200,000+. Strong lender appetite.
Labelling Systems
Pressure-sensitive, sleeve and shrink-label applicators. Typically £10,000–£80,000. Good lender acceptance.
Shrink Wrappers
Heat shrink tunnel and film wrapper systems. Typically £8,000–£60,000. Widely accepted by all panel lenders.
Palletisers & Conveyors
Robotic and conventional palletisers plus conveyor systems. Typically £30,000–£300,000+. Term finance available.
Worked Example: £60,000 Packaging Line, 5-Year HP at 8%
| Detail | Figure |
|---|---|
| Equipment value | £60,000 |
| Deposit | £0 (0%) |
| Amount financed | £60,000 |
| Interest rate | 8.0% per annum |
| Term | 5 years (60 months) |
| Monthly payment | £1,217 |
| Total amount repayable | £72,995 |
| Total interest payable | £12,995 |
For illustrative purposes only. Actual rates depend on credit profile, lender and deal structure.