Scottish Building Society Residential Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| 2-yr fixed 60% LTV | 5.72% | 2 years | £795 | |
| 2-yr fixed 75% LTV | 5.94% | 2 years | £795 | |
| 5-yr fixed 60% LTV | 4.32%Best | 5 years | £795 | |
| 5-yr fixed 75% LTV | 4.57% | 5 years | £795 | |
| 5-yr fixed 80% LTV | 4.80% | 5 years | £795 | |
| Standard Variable Rate | 7.54% | Ongoing | None | - |
Scottish Building Society Buy-to-Let Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| BTL 5-yr fixed 65% LTV | 5.02%Best | 5 years | £995 |
Scottish Building Society Product Transfer Rates
| Product Transfer Option | Rate | Initial Period | Fee | Cashback |
|---|---|---|---|---|
| Scottish Building Society 2-yr fixed PT (same LTV band) | 5.77% | 2 years | £0 | Cashback available |
| Scottish Building Society 5-yr fixed PT (same LTV band) | 4.37% | 5 years | £0 | Cashback available |
| Scottish Building Society PT + borrow more (residential) | 4.44% | 5 years | £595 | Cashback available |
About Scottish Building Society Mortgages
Scottish Building Society is Scotland's oldest building society, tracing its roots to 1848. A small but resilient mutual lender, it serves borrowers primarily in Scotland with a focus on personalised service and practical underwriting tailored to the Scottish property market.
Scottish Building Society suits borrowers in Scotland - particularly in rural areas, smaller towns, and locations where larger lenders may lack local knowledge. Their understanding of Scottish property law, including missives and title conditions, makes them a reliable partner for Scottish homebuyers.