Shawbrook Bank Residential Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| 2-yr fixed 65% LTV (clean credit) | 7.34% | 2 years | £995 | |
| 2-yr fixed 75% LTV (clean credit) | 7.59% | 2 years | £995 | |
| 2-yr fixed 75% LTV (light adverse) | 7.99% | 2 years | £995 | |
| 2-yr fixed 75% LTV (medium adverse) | 8.49% | 2 years | £1,495 | |
| 5-yr fixed 65% LTV (clean credit) | 5.04%Best | 5 years | £995 | |
| 5-yr fixed 75% LTV (clean credit) | 5.32% | 5 years | £995 | |
| 5-yr fixed 75% LTV (light adverse) | 5.79% | 5 years | £995 | |
| 5-yr fixed 75% LTV (medium adverse) | 6.39% | 5 years | £1,495 | |
| Standard Variable Rate | 9.19% | Ongoing | None | - |
Shawbrook Bank Buy-to-Let Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| BTL 2-yr fixed 65% LTV | 7.94% | 2 years | £1,495 | |
| BTL 5-yr fixed 65% LTV | 5.69%Best | 5 years | £1,495 | |
| BTL 5-yr fixed 75% LTV | 6.02% | 5 years | £1,495 |
Shawbrook Bank Product Transfer Rates
| Product Transfer Option | Rate | Initial Period | Fee | Cashback |
|---|---|---|---|---|
| Shawbrook Bank 2-yr fixed PT (same LTV band) | 7.39% | 2 years | £0 | Cashback available |
| Shawbrook Bank 5-yr fixed PT (same LTV band) | 5.09% | 5 years | £0 | Cashback available |
| Shawbrook Bank PT + borrow more (residential) | 5.16% | 5 years | £595 | Cashback available |
About Shawbrook Bank Mortgages
Shawbrook Bank is a specialist lending bank offering residential and buy-to-let mortgages alongside a range of other financial products. They are particularly well-known in the property investment market for their flexible approach to portfolio landlords, HMO operators, and mixed-use property investors.
Shawbrook Bank suits experienced property investors with complex portfolios, including those holding property in limited companies, operating HMOs, or investing in semi-commercial properties. Their underwriting team has genuine property expertise and can structure solutions for situations that leave other lenders stumped.