Skipton Building Society Residential Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| 2-yr fixed 60% LTV | 5.18% | 2 years | £995 | |
| 2-yr fixed 75% LTV | 5.36% | 2 years | £995 | |
| 2-yr fixed 85% LTV | 5.58% | 2 years | £995 | |
| 5-yr fixed 60% LTV | 3.88%Best | 5 years | £995 | |
| 5-yr fixed 75% LTV | 4.08% | 5 years | £995 | |
| 5-yr fixed 85% LTV | 4.30% | 5 years | £995 | |
| 5-yr fixed 90% LTV | 4.50% | 5 years | £995 | |
| 2-yr tracker 65% LTV | Base+0.93% | 2 years | £595 | |
| Standard Variable Rate | 7.64% | Ongoing | None | - |
Skipton Building Society Buy-to-Let Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| BTL 2-yr fixed 65% LTV | 5.76% | 2 years | £1,299 | |
| BTL 5-yr fixed 65% LTV | 4.50%Best | 5 years | £1,299 | |
| BTL 5-yr fixed 75% LTV | 4.76% | 5 years | £1,299 |
Skipton Building Society Product Transfer Rates
| Product Transfer Option | Rate | Initial Period | Fee | Cashback |
|---|---|---|---|---|
| Skipton Building Society 2-yr fixed PT (same LTV band) | 5.23% | 2 years | £0 | Cashback available |
| Skipton Building Society 5-yr fixed PT (same LTV band) | 3.93% | 5 years | £0 | Cashback available |
| Skipton Building Society PT + borrow more (residential) | 4.00% | 5 years | £595 | Cashback available |
About Skipton Building Society Mortgages
Skipton Building Society is one of the UK's largest building societies, headquartered in North Yorkshire. A member-owned mutual lender, Skipton offers a broad range of mortgage products and has become particularly well-known for its Track Record mortgage, which helps renters with strong payment histories buy with no deposit.
Skipton Building Society suits first-time buyers, particularly those who have been renting and have a track record of meeting rent payments but have struggled to save a deposit. Their no-deposit Track Record mortgage has helped thousands of renters onto the property ladder, and they also offer competitive rates across the standard LTV range.