Swansea Building Society Residential Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| 2-yr fixed 60% LTV | 5.78% | 2 years | £795 | |
| 2-yr fixed 75% LTV | 6.00% | 2 years | £795 | |
| 5-yr fixed 60% LTV | 4.38%Best | 5 years | £795 | |
| 5-yr fixed 75% LTV | 4.63% | 5 years | £795 | |
| 5-yr fixed 80% LTV | 4.86% | 5 years | £795 | |
| Standard Variable Rate | 7.49% | Ongoing | None | - |
Swansea Building Society Buy-to-Let Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| BTL 5-yr fixed 65% LTV | 5.08%Best | 5 years | £995 |
Swansea Building Society Product Transfer Rates
| Product Transfer Option | Rate | Initial Period | Fee | Cashback |
|---|---|---|---|---|
| Swansea Building Society 2-yr fixed PT (same LTV band) | 5.83% | 2 years | £0 | Cashback available |
| Swansea Building Society 5-yr fixed PT (same LTV band) | 4.43% | 5 years | £0 | Cashback available |
| Swansea Building Society PT + borrow more (residential) | 4.50% | 5 years | £595 | Cashback available |
About Swansea Building Society Mortgages
Swansea Building Society is a small Welsh mutual lender based in Swansea city centre, serving borrowers primarily in south-west Wales. A true community lender, Swansea Building Society is committed to helping local people own their homes and takes a personal, individual approach to each application.
Swansea Building Society suits borrowers in south-west Wales, particularly those purchasing in the Swansea Bay area, the Gower Peninsula, and surrounding communities. Their local expertise is especially valuable for coastal and rural properties in the area, and they offer Welsh-language service to those who prefer it.