Mortgage Rates

Together Mortgage Rates - October 2026

Compare Together’s current residential, buy-to-let and product transfer rates against the whole market. DBF is a whole-of-market mortgage broker: we search every deal, not just one lender’s range.

Best 5-yr fixed from 5.14%

Best 2-yr fixed from 7.44%

SVR 9.29%

Rates updated

Why use Doulton

Two reasons to use DBF for your Together mortgage

DBF Product Transfer System

If you decide to stay with Together at renewal, we process your product transfer through our dedicated system - faster than applying direct in many cases, with all paperwork handled on your behalf.

Cashback on like-for-like deals

Eligible clients who stay with their existing lender on a like-for-like product transfer can receive cashback - an incentive not available when applying direct. Ask us about eligibility.

We compare the whole market first - and if Together is still the best option, we make the process faster and more rewarding. Get a free comparison or call 0204 6211776.

  • Whole-of-market mortgage comparison
  • No upfront fees on advice
  • Product transfer system for faster renewals
  • Cashback available on eligible like-for-like deals
  • FCA authorised 814533

Together Residential Mortgage Rates

Residential mortgage rates - indicative, updated monthly. Confirm current rates with DBF before proceeding.
ProductRateInitial PeriodFeeOverpay
Residential 2-yr fixed 75% LTV7.44%2 years£1,295
Residential 5-yr fixed 75% LTV5.14%Best5 years£1,295

Together Buy-to-Let Mortgage Rates

Buy-to-let mortgage rates - indicative, updated monthly. Portfolio and HMO criteria apply.
ProductRateInitial PeriodFeeOverpay
BTL 2-yr fixed 60% LTV7.54%2 years£1,495
BTL 2-yr fixed 75% LTV7.79%2 years£1,495
BTL 5-yr fixed 60% LTV5.26%Best5 years£1,495
BTL 5-yr fixed 65% LTV5.42%5 years£1,495
BTL 5-yr fixed 75% LTV5.66%5 years£1,495
HMO 5-yr fixed 65% LTV5.82%5 years£1,995
Multi-unit block 65% LTV6.02%5 years£1,995
Ltd company BTL 5-yr fixed 65% LTV5.59%5 years£1,995
Standard Variable Rate9.29%OngoingNone-

Together Product Transfer Rates

Product transfers - rates indicative; DBF will confirm current availability. Cashback via DBF, not available direct.
Product Transfer OptionRateInitial PeriodFeeCashback
Together 2-yr fixed PT (same LTV band)7.49%2 years£0Cashback available
Together 5-yr fixed PT (same LTV band)5.19%5 years£0Cashback available
Together PT + borrow more (residential)5.26%5 years£595Cashback available

About Together Mortgages

Together is a specialist property finance lender offering a wide range of residential and commercial mortgage products alongside bridging finance and development loans. Part of the Together group which has been lending since 1974, they have a strong track record in complex and non-standard property lending.

Together suits borrowers who need creative financing solutions - including those purchasing unusual property types, with complex income structures, or requiring a combination of bridging and long-term mortgage finance. Their in-house legal team and case managers can structure deals that specialist-averse lenders find impossible.

Same working day

Get your Together rate comparison

Tell us about your mortgage and we will compare Together's current rates against the whole market - free, fast and with no obligation.

0204 6211776

Whole of market · 130+ lenders · FCA 814533 · Same working day response

FAQs

Frequently asked questions

What are Together’s current mortgage rates?

Together’s current rates start from 5.14% on a 5-year fixed at 60% LTV for residential borrowers. Rates rise to 7.34% or above for higher LTV tiers and specialist products. All rates shown are indicative and reviewed monthly by DBF - contact us to confirm today’s live rates.

What is Together’s Standard Variable Rate (SVR)?

Together’s SVR is currently 9.29%. This is the rate you revert to when your fixed or tracker deal expires. DBF strongly recommends arranging a new fixed rate before this happens - the SVR is almost always more expensive than any new deal available.

Can I get cashback on a Together product transfer through DBF?

Yes. Eligible Together mortgage holders renewing through DBF can receive cashback on their product transfer. This is not available if you apply direct to Together. Contact DBF at least 3 months before your current deal expires to ensure we can secure the best rate and arrange cashback.

Is Together right for me, or should I switch lender?

That depends entirely on your circumstances. Together may offer the best rate for your profile - or a different lender in our panel of 130+ may beat them. DBF will compare the whole market and recommend the best option, whether that’s staying with Together or switching to a competitor.

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Fill in the form to get a free quote for your finance requirements. We'll search across our panel of 130+ specialist lenders and respond as quickly as possible to get you the best possible terms.

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