Mortgages

TSB Mortgages

Competitive mortgage rates from a trusted high street bank. First-time buyer deals, cashback offers, and flexible products for purchases and remortgages.

High Street Bank

Straightforward banking, competitive mortgages

TSB has re-established itself as one of the UK's leading high street banks, with a mortgage range that consistently features among the most competitive in the market. Their focus on straightforward, fairly priced products makes them a strong choice for borrowers with standard lending requirements.

Through Doulton Bridging Finance, you can access TSB's full mortgage range with expert advice on timing your application for the best rates. We monitor TSB's product launches and rate changes closely, ensuring you benefit from their most competitive offers.

High St

Banking Name

Minimum Deposit

Cashback

Offers Available

Portable

Mortgage Option

Why Doulton

High street mortgage expertise

Competitive High Street Rates

TSB consistently offers competitive mortgage rates across their fixed, tracker, and variable product ranges, frequently featuring among the best deals on the high street.

First-Time Buyer Products

Dedicated first-time buyer mortgage products with reduced fees, competitive rates, and the option to borrow with as little as 5% deposit on qualifying properties.

Cashback Offers

Regular cashback incentives on selected mortgage products, helping to offset the costs of moving home or providing funds for settling-in expenses after completion.

Flexible Overpayments

The ability to make overpayments on most mortgage products, allowing you to reduce your balance faster and potentially shorten your mortgage term significantly.

Porting Available

Take your mortgage with you when you move home, avoiding early repayment charges and benefiting from your existing rate if it remains competitive.

Remortgage Deals

Attractive remortgage products with free standard valuations and legal fees on selected deals, making it straightforward and cost-effective to switch to TSB.

The Process

How it works

Requirements Review

We assess your property purchase or remortgage plans to identify whether TSB's competitive high street products offer the best value for your situation.

Rate Comparison

We compare TSB's current mortgage range against the wider market, factoring in rates, fees, cashback, and flexibility to find your optimal deal.

Application Support

We prepare and submit your TSB mortgage application, ensuring all documentation meets their requirements for a smooth underwriting process.

Completion

We manage your application through to completion, coordinating with TSB and your solicitor to ensure a timely and stress-free conclusion.

Explore TSB mortgage deals

Access competitive high street mortgage rates with expert guidance. Find out what TSB can offer for your purchase or remortgage today.

Get a Quote Speak to an Advisor

FAQs

Frequently asked questions

Can I get a TSB mortgage through Doulton?

Yes. We hold broker agencies with TSB where available and can access their intermediary product range. Where TSB is not the right fit, we will benchmark their offer against every other lender on our panel and recommend the most cost-effective overall deal.

Why apply to TSB via a broker rather than direct?

Most UK mortgage lenders reserve a portion of their range - often including their sharpest rates - for intermediary-introduced business. Going through a broker also means you are not locked to one lender's criteria: if TSB cannot take your case, we can place it elsewhere without a declined application showing on your credit file.

What LTV and loan size does TSB offer?

TSB's maximum LTV and loan size vary by product and property type. We check current criteria at the point of enquiry - residential, buy-to-let, high-value and specialist ranges each have their own limits. Tell us your requirement and we will come back with exactly what TSB can support today.

What if my application is complex - non-standard income, expat status, adverse credit?

Mainstream high-street lenders are rarely the right home for complex applications. We work with specialist, private and challenger banks alongside the names you will recognise, which means we can often place cases that would be rejected by a direct approach.

How long does a mortgage application take?

Typical timelines are 2-4 weeks from application to offer for straightforward cases, and 4-8 weeks for cases needing valuation, specialist underwriting or complex income review. Exchange and completion after that is driven by your conveyancer's pace.

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