Turboprop Finance

Pilatus PC-12 NGX Finance - UK Guide

The PC-12 NGX is the latest evolution of the world's best-selling single-engine turboprop. With a new Pratt & Whitney PT6E-67XP engine, Honeywell Primus Apex avionics and a pressurised cabin seating up to 9, the NGX commands a premium price - and specialist finance to match. Doulton Bridging Finance helps UK buyers secure competitive rates from lenders who understand the PC-12's residual value story.

What Does a Pilatus PC-12 NGX Cost?

The PC-12 NGX lists at approximately $5.4m USD new (2024/25). UK buyers importing an N-reg example will typically pay £3.5m–£4.5m depending on specification, avionics fit and exchange rate at time of purchase. Lightly used examples can be found from around £2.8m.

The PC-12's strong residual values - typically retaining 70–80% of value over five years when well-maintained - make it a relatively safe asset for lenders and often results in more competitive financing terms than peer aircraft.

Finance Structures for the PC-12 NGX

UK buyers typically use hire purchase (HP) or finance lease to fund a PC-12 NGX. HP gives you legal ownership at the end of the term; finance lease keeps the aircraft off your balance sheet (useful for VAT and accounting purposes). Operating leases are less common for this price point but exist for AOC operators.

Where the aircraft will be used for charter, lenders may model income from the AOC as part of affordability - potentially increasing the LTV available.

N-Reg to G-Reg Conversion Finance

Many PC-12 NGX examples in the UK market are N-registered. If you are converting to G-reg, lenders will want confirmation that the CAA type acceptance process is underway. We work with lenders experienced in funding this transition, including bridging finance during the conversion period.

Currency risk is a factor for USD-priced aircraft. We can discuss hedging strategies and whether borrowing in USD or GBP is more appropriate for your situation.

Worked Example

Why Doulton Bridging Finance?

We are a specialist aircraft finance broker with access to the whole of the UK market - including lenders not available directly to the public. We handle the packaging, lender negotiations and documentation so you can focus on the aircraft. Our service is transparent, our advice is honest, and we flag any complexities upfront.

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FAQs

Frequently asked questions

Can I finance a PC-12 NGX through a limited company?

Yes. Most lenders are comfortable funding PC-12 NGX purchases through UK limited companies. They will typically require 2–3 years of company accounts, director CVs and personal guarantees. The aircraft can be held as a company asset.

What LTV is available on a PC-12 NGX?

Typically 75–80% LTV is available from specialist lenders for a well-maintained PC-12 NGX in current production (NGX), reflecting its strong residual value profile. Older PC-12 variants may attract slightly lower LTV limits.

How long does PC-12 NGX finance take to arrange?

For a clean case with full financial documentation, most PC-12 NGX finance completes in 2–4 weeks. Import/conversion cases may take longer due to CAA/FAA paperwork requirements.

Can I use charter income to support my PC-12 NGX finance application?

Some lenders will consider projected AOC charter income as part of the affordability calculation. This is most effective when you have an existing AOC with a track record. We identify lenders with appetite for operator-borrowers.

Is a balloon payment advisable on a PC-12 NGX?

For many buyers, yes. PC-12 residual values are strong - particularly for NGX examples - meaning a balloon payment of 10–20% at the end of the term can be refinanced or cleared by sale proceeds. This reduces monthly payments during the term.

Finance taken for business purposes is not regulated by the FCA. Rates shown are indicative as at October 2026 and depend on credit profile, term, aircraft and deposit. We act as a credit broker, not a lender. Your aircraft may be repossessed if you do not keep up repayments.

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