Lender Rate Summary - October 2026
| Lender | Rate range | Term | Deposit | Speed |
|---|---|---|---|---|
| Lloyds Bank | 5.5–8.5% | 3–7 years | 10% | 5–10 days |
| HSBC | 5.0–8.0% | 3–7 years | 10% | 5–10 days |
| Barclays | 5.5–9.0% | 3–7 years | 10% | 5–10 days |
| Close Brothers | 6.5–11.0% | 2–7 years | 0–10% | 2–4 days |
| Aldermore | 6.0–10.5% | 2–7 years | 0–10% | 2–5 days |
| Shawbrook | 6.5–11.0% | 2–7 years | 0–10% | 2–4 days |
| Nucleus Commercial Finance | 7.0–13.0% | 1–5 years | 0% | 24–48 hours |
| Bibby Financial Services | 7.5–12.0% | 2–5 years | 0–10% | 2–4 days |
Indicative rates. Subject to credit assessment and asset type. Updated October 2026.
What Equipment Can We Finance?
Welding Equipment
- MIG / MAG welders
- TIG welders
- Plasma cutting systems
- Stick / MMA welding sets
- Robotic welding cells
- Laser welding systems
Fabrication & Pressing
- CNC press brakes
- Hydraulic press brakes
- Guillotines (hydraulic, servo)
- Tube bending machines
- Folding machines
- Panel benders
General Metalworking
- Laser cutting machines
- Waterjet cutting systems
- CNC lathes and mills
- Grinding machines
- Deburring equipment
- Fume extraction systems
All Welding & Fabrication Finance Pages
- Lloyds Bank Welding Equipment Finance Rates
- HSBC Fabrication Equipment Finance Rates
- Barclays Metalworking Finance Rates
- Close Brothers Welding Finance Rates
- Aldermore Fabrication Equipment Finance Rates
- Shawbrook Metalworking Finance Rates
- Nucleus Commercial Finance Welding Equipment Rates
- Bibby Financial Services Metalworking Finance Rates
- Best Welding & Fabrication Equipment Finance Rates UK
- Lincoln Electric Finance vs Independent Broker
- How to Finance Welding Equipment for Your Workshop
- Press Brake and Guillotine Finance Guide
- Robotic Welding Cell Finance Guide