Current Credit Suisse UK Superyacht Finance Rates
| Rate (APR) | Max LTV | Max Term | Min Loan | Lender Type |
|---|---|---|---|---|
| 4.6%–7.0% APR | Up to 65% | Up to 15 years | £1,000,000 | International Private Bank (UBS Group) |
Rates are indicative for October 2026 and subject to change. Final rate depends on LTV, term, vessel type, credit profile and overall client relationship.
Market Context & How Credit Suisse UK Compares
Credit Suisse UK, now operating within the UBS Group following the 2023 acquisition, continues to serve its legacy UHNW and ultra-high-net-worth client base with a specialist private banking proposition that includes superyacht finance. Their rates from 4.6% APR are competitive at the private banking tier, and their international focus makes them particularly relevant for non-UK-domiciled clients or those with assets and income across multiple jurisdictions.
The UBS/Credit Suisse integration has created some operational change over the past two years, and prospective clients should be aware that product positioning and process may continue to evolve. However, the core superyacht finance capability - competitive rates, 15-year terms, 65% LTV, and comfort with complex ownership structures - remains intact and is backed by UBS Group's substantial global balance sheet.
Credit Suisse UK's sweet spot for superyacht finance is the international UHNW client purchasing vessels valued at £2m–£15m+. Their cross-border structuring capability (multi-currency, offshore SPV, trust ownership) is a genuine differentiator, and their private banking team has long experience in the superyacht market across the Mediterranean and Caribbean as well as UK waters.
For UK-resident clients, Credit Suisse UK sits alongside Barclays Private Bank, HSBC Private Bank and Coutts as a top-tier option. Their pricing at 4.6% APR entry is marginally above HSBC (4.3%) and Coutts (4.2%) but competitive across the range, and their international capability may outweigh the marginal rate difference for clients with cross-border complexity.
Doulton Bridging Finance can facilitate introductions to the Credit Suisse UK / UBS private banking team and structure a superyacht finance presentation that meets their preferred submission format, reducing the time and friction of a new relationship establishment.
Credit Suisse UK vs the Full Market - All Lenders
| Lender | Rate (APR) | Max LTV | Max Term | Min Loan | Type |
|---|---|---|---|---|---|
| Investec | 4.8%–7.2% | Up to 70% | Up to 15 yrs | £500,000 | Private Bank / Specialist Lender |
| Lombard | 5.2%–7.8% | Up to 65% | Up to 12 yrs | £500,000 | Specialist / RBS Group |
| Barclays Private Bank | 4.5%–6.9% | Up to 65% | Up to 15 yrs | £1,000,000 | Private Bank |
| HSBC Private Bank | 4.3%–6.5% | Up to 65% | Up to 15 yrs | £1,000,000 | Global Private Bank |
| Coutts | 4.2%–6.8% | Up to 60% | Up to 15 yrs | £1,000,000 | Royal Private Bank |
| Close Brothers | 5.5%–8.5% | Up to 70% | Up to 15 yrs | £250,000 | Specialist Finance House |
| Pegasus Marine Finance | 5.9%–9.2% | Up to 75% | Up to 20 yrs | £100,000 | Specialist Marine Lender |
| Credit Suisse UK | 4.6%–7.0% | Up to 65% | Up to 15 yrs | £1,000,000 | International Private Bank (UBS Group) |
Credit Suisse UK Key Advantages
- Competitive private bank rates from 4.6% APR
- Backed by UBS Group - global balance sheet strength
- Strong in UHNW international client profiles
- Multi-currency and cross-border structuring capability
- 15-year terms for qualifying vessels
Where to Consider Alternatives
- £1m minimum - premium segment only
- Integration with UBS Group ongoing - some process uncertainty
- UK operations focused on UHNW international clients
- 65% LTV in line with private banking market