The Ford E-Transit is the UK's best-selling large electric van, and Ford Financial Services offers competitive rates - including periodic 0% APR promotional deals - that are worth understanding before you approach a broker. This guide explains both routes and when each makes sense for your business.
Ford Financial Services - E-Transit Rates
| Product | Rate Range | Notes |
|---|---|---|
| New E-Transit - HP (standard) | 5.9–9.9% APR | Ford dealer, new only |
| New E-Transit - HP (promotional) | 0–4.9% APR | Limited-period promotions only |
| New E-Transit - PCP | 5.9–9.9% APR | Ford dealer, personal/business |
| Ford Approved Used E-Transit | 6.9–12.9% APR | Ford Approved Used only |
Ford's 0% APR Promotions - What You Need to Know
Ford Financial Services periodically offers 0% APR promotional finance on the E-Transit. These are genuine deals - but they typically require a substantial deposit (often 30–40% of the vehicle value), apply only to specific stock models, and are available for limited periods. If a 0% deal is available when you're buying and you can provide the required deposit, it may well be the cheapest route to finance.
Outside promotional periods, Ford Financial's standard rates of 5.9–9.9% are competitive but not always the best in market, particularly for businesses that don't have a large deposit available.
When Ford Financial Wins
- A genuine 0% or sub-3% promotional rate is live
- You can provide the required deposit level
- Buying a new E-Transit from a Ford dealer
- You have a strong credit profile
When a Broker Wins
- No 0% promotion is running
- You don't have a large deposit available
- Buying a used E-Transit from a non-Ford dealer
- You want to compare E-Transit finance with other EV van brands
- You have adverse credit
- You need flexible terms not available via Ford's standard product set