The Mercedes-Benz eSprinter with 114kWh battery is the electric van of choice for many medium and large van operators in the UK. When it comes to financing one, you have two main routes: Mercedes-Benz Financial Services (MBFS) at the dealership, or an independent broker who can approach multiple specialist lenders. Here is an honest comparison of both.
Mercedes-Benz Financial Services - eSprinter Rates
| Product | MBFS Rate | Vehicle Covered | Condition |
|---|---|---|---|
| New eSprinter 114kWh - HP | 4–8% APR | New eSprinter from MB dealer | New only, MB dealer |
| New eSprinter - Finance Lease | 4–9% APR | New eSprinter from MB dealer | New only, MB dealer |
| Promotional rate (periodic) | As low as 2.9% | Selected new eSprinter models | Limited periods only |
When MBFS Wins
- Buying a brand new eSprinter from an MB dealer
- A promotional rate of sub-4% is available at time of purchase
- You have a strong credit profile with no adverse events
- You want the simplicity of manufacturer-integrated finance
When a Broker Wins
- Buying a used eSprinter (MBFS only covers new from MB dealer)
- Buying any other EV van brand (E-Transit, Vivaro-e, etc.)
- You have any adverse credit on your business or personal file
- You want to compare multiple lender rates side by side
- OZEV grant interaction needs careful structuring
- You need combined EV van + chargepoint finance
Used eSprinter Finance - Broker Is the Only Route
If you're buying a used eSprinter, MBFS is not an option unless the vehicle is on the Mercedes-Benz Approved Used programme. A specialist broker can approach lenders such as Close Brothers, Novuna, or Aldermore who will consider used eSprinters and set rates based on the vehicle's age, battery health, and your business credit profile.
Worked Example: New eSprinter 114kWh
Vehicle price: £72,000 (post-OZEV grant, if applicable) MBFS HP at 5.5% APR over 4 years: approx. £1,670/month Broker (Close Brothers) at 6% APR over 4 years: approx. £1,690/month Difference: approximately £20/month - broker adds competition, multiple lender options, and covers non-MB brands