Finding the best car transporter finance rate requires comparing across specialist lenders not all accessible without a broker relationship. This guide sets out October 2026 market rates.
Best Car Transporter Finance Rates - October 2026
| Lender | Asset Type | Rate (APR) | Max Term | Notes |
|---|---|---|---|---|
| Close Brothers | New open transporter | from 5.5% | 60 months | Strong operators |
| Close Brothers | Used (under 5yr) | from 7% | 48 months | Good credit required |
| Shawbrook | Used (5-10yr) | from 9% | 48 months | Flexible underwriting |
| Aldermore | Adverse/start-up | from 12% | 36 months | CCJs considered |
| Haydock Finance | Used/older stock | from 10% | 48 months | Specialist appetite |
Rates are indicative and subject to underwriting. Not a guaranteed offer.
What Moves the Rate
Vehicle age and condition, trading history, credit profile, deposit level, and whether you are building a fleet relationship with the lender all affect the rate offered. A 10% deposit improvement can reduce your rate by 0.5-1.5 percentage points with many lenders.
How We Find the Best Rate
Doulton Bridging Finance submits your application across our lender panel simultaneously - comparing Close Brothers, Shawbrook, Aldermore, Haydock and others - and presents you with the best available offer.