Indicative rates, November 2026
| Equipment / asset | Finance type | Rate | Term |
|---|---|---|---|
| Compact harvester (small chassis) | Hire purchase | From 6.0% APR | 3-5 years |
| Mid-size harvester (wheeled/tracked) | Hire purchase | From 6.2% APR | 3-7 years |
| Large tracked harvester | Hire purchase | From 6.5% APR | 4-7 years |
| Wheeled harvester (on forest road) | Hire purchase | From 6.0% APR | 3-5 years |
| Harvester head (standalone attachment) | Hire purchase | From 6.0% APR | 2-5 years |
Worked example: Large tracked timber harvester (John Deere 1270G)
| Asset value | £280,000 |
|---|---|
| Finance type | Hire purchase |
| Term | 6 years |
| Rate | 6.3% APR |
| Monthly payment | £4,680 |
| Total repayable | £336,960 |
| Total interest | £56,960 |
| Note | Interest-only periods available through some lenders - useful for seasonal or contract income |
Why finance through a broker?
- John Deere, Komatsu, Ponsse, Logset, Tigercat - all OEMs considered
- Interest-only periods available for operators with seasonal revenue patterns
- Used harvesters to 10 years funded with full PM service history and machine hours