Indicative rates, November 2026
| Equipment / asset | Finance type | Rate | Term |
|---|---|---|---|
| Van-mounted cherry picker / AWP (12m) | Hire purchase | From 5.5% APR | 2-4 years |
| Van-mounted cherry picker / AWP (18m+) | Hire purchase | From 5.7% APR | 2-5 years |
| Self-propelled spider lift | Hire purchase | From 5.5% APR | 2-4 years |
| Tow-behind woodchipper (arborist) | Hire purchase | From 5.5% APR | 2-3 years |
| Self-propelled woodchipper | Hire purchase | From 5.8% APR | 3-5 years |
| 4x4 pick-up truck (arborist fleet) | Operating lease | From 5.0% APR | 2-3 years |
| Tipper van or flatbed (arborist fleet) | Hire purchase | From 5.0% APR | 2-4 years |
Worked example: Van-mounted cherry picker (18m working height)
| Asset value | £75,000 |
|---|---|
| Finance type | Hire purchase |
| Term | 4 years |
| Rate | 5.7% APR |
| Monthly payment | £1,751 |
| Total repayable | £84,048 |
| Total interest | £9,048 |
| Note | Cherry picker body and van chassis funded in a single facility |
Why finance through a broker?
- Fast decisions for arborists: assets under £80,000 often decided within 24 hours
- Cherry picker body and van chassis funded together - one agreement, one monthly payment
- 4x4 fleet on operating lease: lowest monthly cost, swap vehicles every 2-3 years