Finance tracked and wheeled vacuum excavators (suction excavators) on hire purchase or finance lease. Specialist lenders assess the operator and contracts - not just the auction value of equipment that mainstream lenders have rarely seen.
Tracked vacuum excavators (for confined site access)
Combination vacuum/jetting units
Vacuum excavators with hydro-jetting (dual function)
Tanker-mounted vacuum units for highway drainage
Indicative rates, November 2026
Rates indicative, subject to status, asset type and lender criteria. Doulton Money Limited FCA No. 814533. Not all asset finance products are regulated. Rates correct November 2026.
Equipment / asset
Finance type
Rate
Term
Mini vacuum excavator (compact wheeled)
Hire purchase
From 5.5% APR
2-5 years
Wheeled vacuum excavator (medium)
Hire purchase
From 5.5% APR
3-5 years
Wheeled vacuum excavator (large)
Hire purchase
From 5.7% APR
3-7 years
Tracked vacuum excavator
Hire purchase
From 5.8% APR
3-5 years
Combination vacuum / jetting unit
Hire purchase
From 5.7% APR
3-5 years
Worked example: Wheeled vacuum excavator, large (4,000 litre)
Illustrative figures. Payments assume the rate shown, repaid in equal monthly instalments over the full term with no deposit, balloon or fees. Your own terms depend on status, the asset and lender criteria.
Asset value
£180,000
Finance type
Hire purchase
Term
5 years
Rate
5.8% APR
Monthly payment
£3,463
Total repayable
£207,780
Total interest
£27,780
Note
Specialist credit assessment - allow 3-5 working days
Why do mainstream lenders decline vacuum excavator finance?
Most asset lenders price risk using published residual value tables. Vacuum excavators are not widely traded at auction and do not appear in standard tables. Specialist lenders within our panel use operator assessment and comparable sales to establish value - this is the segment Doulton operates in.
Can I finance a used vacuum excavator?
Yes - machines to 10 years old are funded on hire purchase with a current inspection report and service records. Machines over 10 years are assessed on a case-by-case basis, with a detailed inspection report required.
Does NRSWA accreditation help the application?
Yes. Street Works (NRSWA) accreditation signals to lenders that the operator is established, compliant and operating on licensed highways - this reduces perceived risk and can improve the rate offered.
How long does it take to get terms?
Standard vacuum excavators under £150,000: indicative terms typically within 24-48 hours. Larger or specialist machines: 3-5 working days. A soft credit search is done before commitment - no impact on your credit file.
