Residential Mortgage Rates (BTL only)
BM Solutions does not offer residential mortgages. See the Buy-to-Let section below.
Buy-to-Let Mortgage Rates
| Product | 60% LTV | 75% LTV |
|---|---|---|
| 2-Year Fixed BTL | 4.34% | 4.64% |
| 5-Year Fixed BTL | 4.24%Best | 4.54% |
Product Transfer Rates
| Product Transfer Type | Indicative Rate | Cashback via DBF |
|---|---|---|
| 2-Year Fixed Product Transfer | 4.19% | Cashback available |
| 5-Year Fixed Product Transfer | 4.09% | Cashback available |
About BM Solutions
BM Solutions is the dedicated buy-to-let lending arm of Lloyds Banking Group, and one of the UK's largest and most established BTL mortgage providers. Operating exclusively through the intermediary channel, BM Solutions offers a comprehensive buy-to-let range covering standard BTL, houses in multiple occupation (HMOs), multi-unit freehold blocks (MUFBs) and portfolio landlords with four or more mortgaged properties.
BM Solutions does not offer residential mortgages - their entire focus is on the professional and amateur landlord market. They are a natural choice for landlords seeking competitive BTL pricing combined with a well-resourced broker support structure. Their portfolio landlord assessment is thorough but efficient, and they offer both individual and limited company lending, making them one of the most versatile BTL lenders in the UK intermediary market.