BM Solutions Mortgages
Specialist buy-to-let mortgages from BM Solutions, part of Lloyds Banking Group. Products for single properties, portfolios, HMOs, and limited companies.
The landlord's lender of choice
BM Solutions is one of the UK's largest and most established buy-to-let mortgage providers. Part of Lloyds Banking Group, they have been serving landlords for over two decades, building deep expertise in the rental property market.
Whether you are purchasing your first buy-to-let property or expanding an established portfolio, BM Solutions offers competitive products designed specifically for landlords. Through Doulton, you access their full intermediary range with expert guidance on structuring your borrowing.
BM Solutions buy-to-let through Doulton
Dedicated Buy-to-Let Lender
BM Solutions focuses exclusively on buy-to-let lending, meaning their entire product range, criteria, and underwriting expertise is built around the needs of landlords and property investors.
Lloyds Banking Group Strength
As part of Lloyds Banking Group, BM Solutions combines specialist buy-to-let focus with the financial strength and stability of one of the UK's largest banking organisations.
Portfolio Landlord Products
BM Solutions has a clear and workable approach to portfolio landlords, offering products for investors with four or more mortgaged properties without excessive documentation requirements.
Limited Company Lending
BM Solutions offers buy-to-let mortgages through SPV limited companies, supporting landlords who have restructured their portfolios for tax efficiency following recent legislative changes.
HMO and Multi-Unit
Products available for houses in multiple occupation and multi-unit freehold blocks, extending BM Solutions' lending capability beyond standard single-let buy-to-let properties.
Competitive Rates
BM Solutions regularly features in buy-to-let best-buy tables, offering competitive fixed rates across a range of loan-to-value bands and product terms.
How it works
Portfolio Review
We review your existing portfolio and new purchase requirements to identify the right BM Solutions product, considering your wider landlord strategy and tax position.
Rental Assessment
We calculate the rental coverage required by BM Solutions and confirm the maximum borrowing available based on current or projected rental income for the property.
Application Submission
We submit your application through BM Solutions' intermediary platform with all necessary documentation, including portfolio schedules for landlords with multiple properties.
Offer and Completion
We track your application through valuation and underwriting to offer, then coordinate with your solicitor to complete on your target date.
Get a BM Solutions buy-to-let quote
Whether you are buying your first rental property or refinancing an existing portfolio, we can access BM Solutions' competitive buy-to-let products for you.