Business Van Finance
Finance for business vans - from single vehicles to full fleet orders. Ford Transit, Mercedes Sprinter, Volkswagen Crafter, and Iveco Daily on hire purchase or contract hire. Fast decisions, competitive rates, new and used.
The right structure for every business van requirement
Small Van Finance (up to 2t)
Ford Transit Connect, VW Transporter, Vauxhall Vivaro, Mercedes Vito. Finance for trades, delivery, and service businesses needing smaller, nimble vans.
Large Van Finance (3.5t)
Ford Transit, Mercedes Sprinter, VW Crafter, Iveco Daily, and Renault Master. The most widely used business van - fast decisions and competitive rates from specialist van lenders.
Luton & Box Van Finance
Luton-body, box van, and dropside conversions on 3.5t platforms. Finance covers the base vehicle and body conversion as a combined asset.
Hire Purchase
Full ownership at the end of the term. Capital allowances claimable. Fixed monthly payments - the most popular van finance structure for business owners.
Contract Hire
Fixed monthly cost with maintenance and breakdown cover. No residual value risk. The preferred structure for businesses wanting predictable van running costs.
Fleet Finance
Multiple vans in a single facility. Businesses with 5, 10, or 50+ vans benefit from fleet pricing and a single point of contact for all vehicles.
How it works
Van details
Make, model, body type, new or used, single vehicle or fleet size. We identify the right lenders immediately.
Terms
Van finance decisions are among the fastest in asset finance - typically same-day for straightforward applications.
Approval
All business types - limited companies, sole traders, partnerships. All sectors.
Delivery
We settle with the dealer. The van is delivered and ready to work.
Ready to discuss Business Van Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Frequently asked questions
Is business van finance different from personal van finance?
Yes - business van finance is assessed on the business profile rather than personal income. Capital allowances are available, and VAT can usually be reclaimed. Contract hire running costs are tax-deductible.
Can I finance a van for a new business?
Yes - specialist van lenders fund start-up businesses. A reasonable deposit, a business plan, and personal credit history are the key factors for new companies.
Can I finance multiple vans as a fleet?
Yes - fleet finance for 5 or more vans produces better per-vehicle terms. We negotiate fleet deals and maintain a single facility covering all vehicles.
Is contract hire or hire purchase better for vans?
Depends on your priorities. Contract hire gives predictable costs and no residual value risk. Hire purchase builds asset value and allows capital allowances. We advise on the right fit for your business.
What van finance is available for sole traders?
Hire purchase, finance lease, and some contract hire products are available to sole traders. We identify the most appropriate lenders for unincorporated businesses.
Before you commit to a structure
Speak to an asset finance specialist
130+ specialist lenders. 8am-8pm, Monday-Sunday.