Asset Finance

Minibus Finance

Finance for minibuses across all sectors - care homes, schools, private hire, religious organisations, and charities. Ford Transit, Mercedes Sprinter, and VW Transporter minibuses on hire purchase or contract hire.

8-17 seats
All sizes covered
From 4.0%
APR indicative
24hrs
Typical decision
130+
Specialist lenders
Finance Options

The right structure for every minibus requirement

Care Home Minibus Finance

Wheelchair-accessible and ambulatory minibuses for care homes and supported living providers. Finance structured for care businesses including charities and limited companies.

School & College Minibus Finance

School minibuses for independent schools, colleges, and academies. Hire purchase and contract hire available for educational institutions of all types.

Private Hire Minibus Finance

8-16 seat private hire minibuses for executive and group transport operators. Finance for single vehicles and small fleets, new and used.

Hire Purchase

Full ownership at end of term. Capital allowances claimable. Fixed payments - the most common structure for organisations wanting to build their owned vehicle fleet.

Contract Hire

Fixed monthly cost with maintenance included. No residual value risk. Suits care organisations and schools that want to keep vehicles current without ownership.

Accessible Vehicle Finance

Wheelchair-accessible minibuses with tail-lift or ramp access. Higher specification vehicles financed as a complete package including conversion equipment.

The Process

How it works

01

Vehicle details

Seat count, accessibility requirements, manufacturer, and intended use. We identify appropriate lenders immediately.

02

Terms

Minibus finance decisions within 24 hours for most applications.

03

Approval

Limited companies, charities, schools, care homes, and private hire operators - all considered.

04

Delivery

We settle with the dealer or converter directly.

Ready to discuss Minibus Finance?

Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.

FAQs

Frequently asked questions

Can charities get minibus finance?

Yes - specialist lenders fund registered charities. The funding structure and assessment differs slightly from commercial businesses, but minibus finance is widely available to the charity sector.

Can I finance a wheelchair-accessible minibus?

Yes - the base vehicle and conversion are financed as a combined asset. We work with lenders who include the full cost of wheelchair accessibility conversions.

Is there D1 licence-restricted finance available?

Yes - minibuses requiring D1 or D1E operator licence categories are financed by specialist lenders familiar with the passenger transport sector.

What deposit is needed for minibus finance?

Typically 10-20% of the vehicle value. Lower deposits are sometimes available for established operators and larger organisations.

Can I finance used minibuses?

Yes - used minibuses in good condition are readily financed. Accessibility vehicles with recent conversions are well-valued by specialist lenders.

Speak to an asset finance specialist

130+ specialist lenders. 8am-8pm, Monday-Sunday.

Start Your Enquiry

Let's Find Your Best Rate

Tell us what you need and we'll search across our panel of 130+ specialist lenders to find the best deal for your circumstances.

Call us directly
0204 6211776