Mortgage Rates

Chorley Building Society Mortgage Rates - October 2026

Current Chorley Building Society residential, buy-to-let and product transfer rates, reviewed monthly. Compare against the whole market through DBF - whole-of-market broker, FCA 814533.

Next review: November 2026

Rates updated October 2026

Why use Doulton

Two reasons to use DBF for your Chorley Building Society mortgage

DBF Product Transfer System

If you decide to stay with Chorley Building Society at renewal, we process your product transfer through our dedicated system - faster than applying direct in many cases, with all paperwork handled on your behalf.

Cashback on like-for-like deals

Eligible clients who stay with their existing lender on a like-for-like product transfer can receive cashback - an incentive not available when applying direct. Ask us about eligibility.

We compare the whole market first - and if Chorley Building Society is still the best option, we make the process faster and more rewarding. Get a free comparison or call 0204 6211776.

Whole-of-market mortgage comparison
No upfront fees on advice
Product transfer system for faster renewals
Cashback available on eligible like-for-like deals
FCA authorised 814533

Residential Mortgage Rates

Illustrative rates - reviewed October 2026. Subject to change. For accuracy, get a personalised quote.
Product	60% LTV	75% LTV	85% LTV
2-Year Fixed	4.14%	4.39%	4.79%
5-Year Fixed	4.04%Best	4.29%	4.69%
2-Year Tracker	5.34%	–%	–%
Standard Variable Rate (SVR)	7.89%

Buy-to-Let Mortgage Rates

Buy-to-let illustrative rates - October 2026. Subject to change.
Product	60% LTV	75% LTV
2-Year Fixed BTL	4.64%	4.94%
5-Year Fixed BTL	4.54%Best	4.84%

Product Transfer Rates

Product transfer rates are typically 0.1–0.2% below equivalent new deal rates. Cashback available on eligible like-for-like transfers through DBF.
Product Transfer Type	Indicative Rate	Cashback via DBF
2-Year Fixed Product Transfer	3.99%	Cashback available
5-Year Fixed Product Transfer	3.94%	Cashback available

About Chorley Building Society

Chorley Building Society is a small mutual lender based in Lancashire, with a strong community focus and a hands-on approach to mortgage underwriting. Their manual assessment process means they are able to look carefully at each application and consider borrowers who don't fit the rigid criteria of larger, automated lenders.

Chorley suits borrowers in the North West and beyond seeking a straightforward residential mortgage or buy-to-let product, particularly where income is self-employed, variable or derived from multiple sources. Their smaller scale means service tends to be personal and decisions are made by people rather than algorithms. DBF works with Chorley for cases requiring that human underwriting touch.

Get a quote 0204 6211776

Same working day

Get your Chorley Building Society rate comparison

Tell us about your mortgage and we will compare Chorley Building Society's current rates against the whole market - free, fast and with no obligation.

0204 6211776

Whole of market · 130+ lenders · FCA 814533 · Same working day response

FAQs

Frequently asked questions

What is Chorley Building Society's best mortgage rate in October 2026?

Chorley Building Society's best rate in October 2026 is approximately 4.04% on a 5-year fixed at 60% LTV for residential borrowers.

Can I get cashback on a Chorley Building Society product transfer?

Yes - through Doulton Bridging Finance. Eligible clients renewing with Chorley Building Society on a like-for-like product transfer can receive cashback when processed via DBF. This is not available when applying direct to Chorley Building Society.

Is it faster to renew my Chorley Building Society mortgage through a broker?

DBF's product transfer system can process Chorley Building Society renewals faster than applying direct in many cases. We handle all paperwork and submission on your behalf and compare the whole market first to confirm Chorley Building Society remains competitive.

What is Chorley Building Society's SVR in October 2026?

Chorley Building Society's Standard Variable Rate in October 2026 is approximately 7.89%. Customers who don't act when their fixed term ends revert to this rate. Contact DBF before your deal expires to compare alternatives.

Chorley Building Society mortgages Chorley Building Society product transfer All lender mortgage rates Remortgage What is a product transfer?