Chorley Building Society Mortgages
Lancashire-based building society with individual assessment, self-build options, and flexible criteria for a wide range of borrowers.
Community values, practical lending
Chorley Building Society has served its community in Lancashire for over 160 years. As a mutual organisation, they remain focused on helping members achieve their home ownership goals through fair, accessible mortgage products.
Their individual approach to underwriting means borrowers with non-standard circumstances, from self-builders to older applicants and the self-employed, can find solutions that mainstream lenders cannot offer. Through Doulton, you access Chorley's products with expert broker support.
Chorley Building Society through Doulton
Individual Case Review
Chorley Building Society assesses each application on its individual merits, with experienced underwriters who look beyond credit scores to understand the full borrower picture.
Self-Build Mortgages
Chorley offers self-build mortgage products with stage payments, supporting borrowers who want to build their own home with funding released at key construction milestones.
Later Life Lending
Flexible age criteria and consideration of pension income make Chorley Building Society a practical choice for older borrowers who face restrictions with mainstream lenders.
Self-Employed Welcome
Chorley takes a pragmatic approach to self-employed income, with the ability to consider recent accounts and business context rather than applying rigid averaging rules.
First-Time Buyer Products
Competitive products designed to help first-time buyers onto the property ladder, with higher loan-to-value options and accessible affordability assessments.
Lancashire Heritage
Founded in Lancashire, Chorley Building Society brings regional knowledge and community values to its lending decisions, treating members as individuals rather than numbers.
How it works
Circumstances Review
We discuss your situation to understand your needs and determine whether Chorley Building Society's flexible criteria offer the best solution for your mortgage.
Pre-Application Check
We check your eligibility with Chorley's team before formal submission, getting early feedback that protects your credit file and saves time.
Application Submission
We prepare and submit your application with thorough documentation, presenting your case to maximise the chances of a positive underwriting decision.
Completion
We guide you from offer to completion, coordinating with Chorley Building Society and your solicitor to ensure a smooth process.
Explore Chorley Building Society options
From self-build projects to flexible lending criteria, Chorley Building Society offers practical solutions. Speak to our team to discuss your requirements.