Flight Training Aircraft Finance
Finance for flight training aircraft - approved training organisations (ATOs), flying schools, and aerial work operators. Cessna 172, Piper PA-28, Diamond DA40/DA42, Tecnam P2010, and other training types. Finance structured for the training fleet business model.
The right structure for your aviation requirements
Cessna 172 Training Fleet Finance
Finance for Cessna 172 training fleets at approved training organisations. The UK's most common PPL and LAPL training aircraft. Finance for single aircraft and fleet replacements.
Diamond DA40 & DA42 Finance
Finance for Diamond Aircraft training fleets - DA40 for single-engine, DA42 for multi-engine training. Diamond's composite construction and Garmin avionics make these popular for ATPL training programmes.
Tecnam Training Aircraft Finance
Finance for Tecnam P2008, P2010, and P2006T twin - increasingly popular in UK ATOs for their low operating costs and modern avionics.
Helicopter Training Fleet Finance
Finance for R44 and R22 training fleets at CAA-approved helicopter training organisations. Revenue from flight training hours supports the affordability assessment.
Fleet Finance
Finance for multiple training aircraft in a single facility. ATOs replacing or expanding their training fleet with consolidated fleet terms - often better per-aircraft than individual transactions.
Hire Purchase
Own the training aircraft at end of term. Capital allowances on fleet aircraft used for business purposes. The standard structure for most UK flying school aircraft ownership.
How it works
ATO details
School structure (company or partnership), CAA ATO approval number, current fleet, number of active students, annual flight hours, and revenue model.
Aircraft details
Type, number of aircraft, year, TTAF, engine hours, and current CofA status.
Specialist lenders
Flight training aircraft finance requires lenders who understand the ATO business model. Revenue from training hours is the primary income - assessed alongside the school's financial statements.
Settlement
We settle with the manufacturer, dealer, or seller. CAA mortgage registered for each aircraft.
Ready to discuss Flight Training Aircraft Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Frequently asked questions
Can a new flying school get aircraft finance?
Yes - newly CAA-approved ATOs can access flight training aircraft finance. The school's ATO approval, the principal's flying experience, and a credible business plan with projected student numbers are the key assessment factors.
Can flying school income be used to support the finance application?
Yes - specialist lenders assess the school's actual or projected revenue from flight training hours, ground school, and simulator fees. A credible revenue model with realistic student projections strengthens the application significantly.
What is the typical advance on a training Cessna 172?
Typically 75-80% of current open market value for a well-maintained Cessna 172 on a CAA-approved maintenance programme. Annual inspection currency is critical.
Can Diamond DA42 multi-engine trainers be financed?
Yes - Diamond DA42 multi-engine trainers are well understood by specialist aviation lenders who serve UK ATPL training organisations. The type's strong training market and consistent values support good finance terms.
Can simulator finance be arranged alongside aircraft finance?
Yes - FNPT II and FFS simulators can be financed alongside the aircraft fleet in a combined facility, or as a separate asset finance facility. We advise on the most efficient structure for the specific training organisation.
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